Richard Ma at Rate (NMLS #482404)

Homayoun T. 

Verified by Rate, Inc.

2 years ago

Richard was very communicative and met all my needs 

Alan L. 

Verified by Rate, Inc.

2 years ago

Attentive, handled all the groundwork and made sure to communicate thoroughly and promptly 

Alice H. 

Verified by Rate, Inc.

2 years ago

Richard made me feel heard throughout the whole process. No question was a dumb question and Richard is very understanding that we are first time home buyers. The home buying experience can sometimes feel like no-one is on your side and you're not sure who to trust. Richard made me feel like he was really on my side each step of the way. Richard took extra care to keep everything fully transparent. 

Rachel C. 

Verified by Rate, Inc.

2 years ago

Richard is great at communication and kept us consistently updated. 

Damon N. 

Verified by Rate, Inc.

2 years ago

Richard Ma went above and beyond to process our loan. I have never worked with a more efficient and hard working loan officer. He would work hard on weekends and was always available to talk. I will definitely refer all of my family and friends. Richard is a valuable asset to the organization. 

Randy B. 

Verified by Rate, Inc.

2 years ago

Richard Ms has always been very informative and very knowledgeable. Due to his due diligence he has prepared and timed the process in advance to make the process smoothly. Even with the difficulty of financing out of state he was even able to choreograph closing 2 separate properties simultaneously. Richard has Excellent work ethics and definitely recommend him for her service. Thanks Richard and I look forward to continue doing business. 

Javier R. 

Verified by Rate, Inc.

2 years ago

Richard is the best loan officer I have ever had. With the rapidly changing housing market, and escalating interest rates I was at the verge of losing my new build after having to wait 1 year to complete. I cannot tell you how many banks I spoke with, knocked on every door and every single one denied my application. They all said I needed a cosigner because of debt income ratio too high for me. However, Richard was my last and final attempt at keeping this home and not losing $200,000 already in. He made it seamless, easy an... read more

KOREY C. 

Verified by Rate, Inc.

3 years ago

Fast and responsive. Great all around. 

TIFFANY W. 

Verified by Rate, Inc.

3 years ago

Richard was excellent with his communication with us. He was straight to the point and was a great advisor.