Richard Ma at Rate (NMLS #482404)

Bonnie L. 

Verified by Rate, Inc.

3 years ago

Richard is very friendly, professional and helpful - the size of the loan does not impact his diligence to excellent service. 

markus w. 

Verified by Rate, Inc.

3 years ago

Ive worked with Richard since 2013, he has always been professional, hardworking, time sensitive and focused. He does not promise whats not possible and often makes whats not possible into reality. 

Jose A. T. 

Verified by Rate, Inc.

3 years ago

Everything was completed in a quick and timely manner! Richard was attentive and a pleasant to speak with every time. 

Stacy Elizabeth M. 

Verified by Rate, Inc.

3 years ago

Richard was very knowledgeable and we felt he really cared about our experience. He was approachable and always helped answer any questions we had. 

Chimere W. 

Verified by Rate, Inc.

3 years ago

From the moment I contacted Richard to assist me with my refinance I felt immediately comfortable and confident he would get the job done. He was so patient and professional throughout the entire process. His follow through was superb. We closed effortlessly with no issues and I couldn’t be more happy with the A++ customer service I received working with Richard. Richard is my go to loan specialist going forward and I will make sure to tell everyone I know who is in need of his services to contact him. 

Kylie B S. 

Verified by Rate, Inc.

3 years ago

Richard was very attentive. This was our first home purchase and he did a great job of making us feel comfortable with the process. He let us know well in advance about deadlines, and was able to move quickly when a few sudden issues came up. 

Michail E S. 

Verified by Rate, Inc.

3 years ago

We had a few unexpected curveballs thrown our way during the buying process. Richard really helped us navigate all of them and I know we wouldn't be in our house now without him! As first-time home buyers it was awesome to have someone so knowledgeable and available in our corner. 

Wei Feng Q. 

Verified by Rate, Inc.

4 years ago

We had 21 days to close, and we are already two days behind because we were shopping around for better rates. Richard locked in the rate for us on the same day we reached out to him. Richard took care everything for us and everything went very smooth. Despite of being behind, we actually closed 1 day ahead. This is amazing! I definitely recommend Richard and will reach out to him again for our second property. 

David W M. 

Verified by Rate, Inc.

4 years ago

He makes himself always available evenings or weekends Richard would respond to my calls. He's the best.