Ru Toyama at Rate (NMLS #1528382)

Cody Brian L. 

Verified by Rate, Inc.

3 years ago

Ru was responsive and answered all of my frequent questions and "what ifs" with pleasure (and thoroughness) 

Jason B. 

Verified by Rate, Inc.

3 years ago

The communication between myself and Ru was effortless! Any question I had he had an answer and his response time was excellent!! 

Winnie Y. 

Verified by Rate, Inc.

4 years ago

If you need a lender, you need Ru on your team! We’re so happy with his dedicated service and commitment to doing what is best for us as borrowers. 

Kolleen M. B. 

Verified by Rate, Inc.

4 years ago

Ru was very helpful at answering all my questions and was super responsive and patient when we were not super responsive. I felt he had our best interests in mind and he did all the work. I really appreciated his enthusiasm and attention to detail. I would 100 percent recommend him and work with him again. 

Daniel L. 

Verified by Rate, Inc.

4 years ago

Thanks Ru. You were great! 

David Anthony Rife J. 

Verified by Rate, Inc.

4 years ago

Ru made it super easy! 

Robert P H. 

Verified by Rate, Inc.

4 years ago

He was very responsive to all my questions and made my first refinance pleasant. 

Kendall Kernus R. 

Verified by Rate, Inc.

4 years ago

Ru was incredibly helpful through out the application process and was always available to answer any questions we had along the way. He checked in on us regularly and has been a pleasure to work with! 

Nathaniel D T. 

Verified by Rate, Inc.

4 years ago

Ru and his team worked diligently to help us make our closing date happen. We asked him to deliver as quickly as possible and his team made it happen. Ru made sure we knew what was required to stay on schedule and kept things going on his end. When we called; he answered - every time! Huge thank you from us!