Ru Toyama at Rate (NMLS #1528382)

Candida Dawn H. 

Verified by Rate, Inc.

4 years ago

Always a pleasure working with Ru. 

Wendy Renee K. 

Verified by Rate, Inc.

4 years ago

Ru and his team made buying our new house easy. He explained the process and answered our questions. Very easy to communicate with and knowledgeable on home loans. 

Samantha O. 

Verified by Rate, Inc.

5 years ago

Ru was always helpful and responsive through the whole process! 

Kyle M S. 

Verified by Rate, Inc.

5 years ago

Ru made my refinance process smooth and painless. His response to any question I had was always prompt and thorough. I will definitely use Monument again for future mortgage loans. 

Abigail C. 

Verified by Rate, Inc.

5 years ago

Ru thoroughly explained the home buying process to me in a way that was understandable and relatable. He was very responsive in communicating back and forth, had quick turn around in getting things approved, and genuinely happy the entire time I worked with him! 

Dawn Louise D. 

Verified by Rate, Inc.

5 years ago

Ru was great to work with. He was quick to respond to our questions and communicated with us throughout the entire process. We will definitely be working with Ru again to help us with our home loans in the future. 

Erin Catherine Malon K. 

Verified by Rate, Inc.

5 years ago

Ru is professional, knowledgeable, and efficient. 

Ryan S. 

Verified by Rate, Inc.

5 years ago

Ru was great. He provided us a great walkthrough of the process, was always on-call, and guided us through the lending process. 

Nandor Ferenc Royal K. 

Verified by Rate, Inc.

5 years ago

Responsive, helpful, and knowledgeable. Highly recommend!