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Ruth Michalski at Rate (NMLS #144615)

5.0

About this business

Ruth Michalski is your Daytona Beach local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ruth is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ruth at (860) 213-0128 for more information! 

Location details

211 E. International Speedway Blvd., Suite 204, Daytona Beach, FL, 32118, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0160 reviews
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olson mindy 
6 years ago

Always quick to respond. Polite and kind. Answered all of my questions. She was very clear about things I needed to get in for the mortgage application. 

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watersderek15 
6 years ago

I highly recommend Workin with Ruth at J.G Wentworth home lending LLC, my process was smooth and to the point and was extremely happy with the outcome. 

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pmmangisa 
6 years ago

Home buying was like traveling through the wilderness in the dark, I mean there were terminologies I got introduced for the first time, calculations that had my head spinning, luckily Ruth provided me with explanations and direction I needed. She was like a newly updated GPS with the kind of precision I needed to guide me through the wilderness I call home buying. I can’t thank you enough Ruth, your advice was matchless and I think your worth is endless, I feel like a winner and it’s all because of you. Abundant blessings to... read more

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afn9188 
6 years ago

Ruth is very helpful and always available to answer questions and assist me in the mortgage process. She was amazing to work with and I would recommend her to anyone looking to get a mortgage! 

Jamie Debicella's profile image
Jamie Debicella 
7 years ago

Ruth was a pleasure to work with throughout the entire process of purchasing my first home. Ruth came as a reference from my best friend, who recently purchased his first home as well. After every conversation, I felt more confident and empowered by Ruth's insight and advice. I never felt pressured or rushed. Ruth helped me to understand different types of mortgages, which ultimately led me to take advantage of the USDA Rural Development Program in areas that I was considering for property purchase. Honestly, Ruth went above... read more

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xfootballxstarx48 
7 years ago

Always got back in a reasonable amount of time. Very transparent throughout the process. Closed the loan very fast. Very easy going, eager to help with any questions. 

Lisa Paulauskas's profile image
Lisa Paulauskas 
7 years ago

Ruth is an amazing person to do business with. Professional & helpful. I highly recommend calling Ruth if you want a smooth mortgage experience! A++++ 

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Danielle 
7 years ago

Ruth was awesome to work with! She got me approved for more than I had been with a few other lenders, after countless times of losing money and houses that I had made offers on. She made a very stressful process easy and was really caring. I would recommend anyone to work with her. She was easy to talk to, always responded in a timely manner, and she got the job done even earlier than expected. She really worked wonders in getting me approved for what I needed! 

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GrenierMrandMrs 
7 years ago

To whom this may concern, We would like to share the experience we had with Ruth. After the house we bought 8 years ago, the dedication and professionalism that she showed had us convinced there is no one in the industry that can top her performance. Then, 6 months ago, looking to buy a second home, she was the only one we wanted to work with, and she proved once again, that she is still number 1 in this state. The way she proved it is by making us feel that we were the most important client she had. We know that she sacrifi... read more

Frequently asked questions about Ruth Michalski at Rate (NMLS #144615)

How is Ruth Michalski at Rate (NMLS #144615) rated?

Ruth Michalski at Rate (NMLS #144615) has a 5 star rating with 160 reviews. 

When is Ruth Michalski at Rate (NMLS #144615) open?

Ruth Michalski at Rate (NMLS #144615) is closed now. It will open tomorrow at 9:00 a.m.