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Wise Loan
- Finance
- Fort Worth, TX
About this business
WHAT WE DO In the new economy, the life of the average consumer is marked by a series of financial hurdles that require immediate solutions. The great stress for most consumers is the tremendous insecurity of operating without any kind of safety net. Essential Lending exists to eliminate that stress for our customers. With our loans, we aim to carve out a brand new territory in the short-term lending space where the products we offer actually help establish a launch pad from which our clients can grow and build a new financ... read more
Location details
3509 Hulen St., 116, Fort Worth, TX, 76107, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 6:00 p.m. | |
| Tue | 7:00 a.m. to 6:00 p.m. | |
| Wed | 7:00 a.m. to 6:00 p.m. | |
| Thu | 7:00 a.m. to 6:00 p.m. | |
| Fri | 7:00 a.m. to 6:00 p.m. | |
| Sat | 7:00 a.m. to 4:00 p.m. | |
| Sun | Closed |
Getting the money was an easy process. However, the payback is deadly! The interest rate is exorbitant and they charge 27 cents per day. Plus a fee to Credit Solutions Organization which is very high, mine is $376.79! The interest penalties alone have added over $1,000 to my original loan. I highly advise anyone considering this company look into the details before signing on the dotted line! Apparently, I didn't read enough to avoid being caught in a financial money pit! I intend to pay off my loan asap and will never do... read more
Paid loan back before the 3 days and had to pay back more. Was supposed to be the same amount of payed back before 3 days.
After going through the approval process I was denied. I have good credit. I just needed a small bump to help cover what my insurance wouldn't for surgery. Turns out even though I get paid via Zelle, which is a legal form of ACH, they don't consider that as income. (I clean a lawyer's house. He's able to use that as a receipt for his taxes and I have to pay taxes on that income as well.) I guess it's just as well that I didn't get the loan. $400 would have cost $1700 for 12 months and interest if I didn't do an early payoff,... read more
However the situation arises, Bad credit does not necessarily mean its end of the road for people who need to secure good loans. The application process was slow and not quite easy and I wasn’t approved because I couldn’t meet up with some demands. Same thing I experienced when I was applying for loans for my most recent investment property , my score was in the mid-600’s. I had four late payments, but the lenders actually looked at my report and refused me a loan. I explained this to my close friend who later introduced me ... read more
Too slow took u 5 days
I never had a loan officer discuss my loan information with me. If I had known my payments were going to be as high as they are, I wouldn’t have taken the loan out. It has put me in a financial hardship and put my marriage in problems.
I tried getting a payday loan from several lenders and was unsuccessful but Wise Loan worked with me and I was approved for more than I had requested.
Just waiting on a call to tell me when they will be putting the money in my account. Also to get the right account number
Ya it was a good pleasant experience and I’m not mean or I give one star not because the people or anything but because it’s a loan people if your not hurting for money don’t do it it’s so much to pay and pay you’ll get behind and get screwed in the end and that’s for any loan company :)
Frequently asked questions about Wise Loan
How is Wise Loan rated?
Wise Loan has a 4.6 star rating with 4,007 reviews.
When is Wise Loan open?
Wise Loan is closed now. It will open at 7:00 a.m.