First Heritage Mortgage

Manassas family 

on Zillow

3 years ago

If you are looking for someone to help you figure out ANTYHING dealing with homes and financing, Mike Ott is the guy for you! He takes the time to listen to you and hear what you are hoping to do. He takes the time to explain finance terms and what it means for you and your family! He is always available to answer any question and was an amazing support! We cannot recommend Mike enough! 

Jada W 

on Zillow

3 years ago

As first time homebuyers my husband and I were very nervous and not sure what to expect when starting this process. Mariel is super friendly and she walked through with us different loan options and kept us updated the whole way through. She went above and beyond to get us any numbers we needed before preparing offers and we were able to close in under a month! We highly recommend her to anyone especially first time homebuyers. Thank you Mariel! 

Grace Kim 

on Zillow

3 years ago

Scott Kinne and his team at First Heritage Mortgage are top notch. From pre-approval to closing day, they made the transaction of purchasing our first home so seamless. We used the VA loan and Scott never made us feel inferior or steered us away from this. He offered many different loan options and scenarios and was always clear on the closing costs and monthly mortgage payments. His team clearly communicated about documents needed and where we were in the loan process. He also advocated for us, which was a huge asset for us... read more

user70891162 

on Zillow

3 years ago

Mike is the best lender we've ever worked with! He listens to our needs and finds products that fit those needs -- and then goes above and beyond to support our decision making with fair and accurate advice. We've been really happy with the loans we've done with him and if we ever need another loan, we're going to call Mike. 

Paul S. Gadsden Jr 

on Zillow

3 years ago

I was grateful to have Mike guide me through the financing process. He explained the process, kept me informed of the loan's progression and put me at ease throughout the entire process. He gave me an honest assessment of my finances and provided suggestions of improving and managing my financial health. He stayed in touch with me through the closing and beyond. I want to thank him for his honesty and candor. I trust Mike and would have no problem recommending him to a friend or family member looking to finance a home. 

jacquechan59 

on Zillow

3 years ago

I highly recommend Kristina O'Neill as your Senior Loan Officer, she has processed 1 loan and 2 refinances for me in the last 5 years. The last refinance was done within 30 days and of course what we all love the most is skipping 2 payments. Thanks Kristina for all your work and I have recommended you to all my friends and family. 

Brenna 

on Zillow

3 years ago

My husband and I were first time home buyers, and Jeffrey and his team at First Heritage came highly recommended by our realtor. Jeffrey was a huge help, and explained the ins and outs of the mortgage process to us over the phone and quickly processed a pre-approval when we were starting our home search. Throughout our search, Jeffrey provided a strong pre-approval letter for us to include in our offers, was available to speak to seller's agents about our financial standing, and guaranteed a quick (< 30 day) closing timeline... read more

Edwar Zapata 

on Zillow

3 years ago

Mike is a true professional. He is very responsive and trustworthy. He has helped me purchase 3 properties within a 4 year period, and I look forward to working with him again in the near future. 

larry nelson72 

on Zillow

3 years ago

Mike Ott was instrumental in providing refi guidance finance option charts up front to ensure we were making a well informed decision. Mike was engaged with us throughout the process and ensured there were no surprises. Quite a contrast to our prior experience with our credit union.