Garden State Home Loans, a Division of OceanFirst Bank

Steve 

on Zillow

a year ago

I worked with Ryan extensively when going through the process of buying a new house in a different state. He was fantastic during every step of the process. He took the time to patiently answer all my questions thoroughly, got back to me in a prompt manner, and was very knowledgeable. He was able to offer the most competitive mortgage offering out of all the lenders I researched, and he and Garden State Home Loans earned my trust. I wholeheartedly recommend Ryan to anyone looking for a mortgage to buy a home. 

connor p 

on Zillow

a year ago

ryan corkery and his team at garden state home loans far exceeded my expectations by making the lending process fast and painless. smooth transaction! 

Nick 

on Zillow

a year ago

As my first home purchase, I did a fair amount of research to find the best mortgage lender to fit my needs. I found Garden State Home Loans through Bankrate.com and they had fantastic reviews and well below average interest rates at the time. I was skeptical at first due to the below average interest rate, but Jacob put me at ease and began guiding me through the process of locking in my rate. Throughout the whole process Jacob was very informative and had no problem explaining things in detail to me as a new homeowner. I w... read more

Jacci Pullmsn 

on Zillow

a year ago

Steven and his team were incredible. They helped me every step of the way. I was able to lock in a rate well below market and they ensured that I was able to close before my rate lock expired. The closing was within 30 days and would have been sooner if the seller had not held it up. If you need a mortgage Steven IS the best! 

Dan Broderick 

on Zillow

2 years ago

Jacob was tireless in making sure my refinancing went smoothly 100% of the time. He was also very consultative - helping my family decide the refinance options to consider. I’d highly recommend Jacob to friends and family! 

Ani Petrosyan 

on Zillow

2 years ago

I worked with Garden State Home Loans a few times. They always have the best rates & exceptional customer service. I had the pleasure of working with Jacob Snow. He was very professional and went above and beyond to ensure that my refinance was processed in a timely manner. Jacob was on top of all emails and quick to respond if I ever had any questions. He and the team kept me up to date on every step of the process, and within weeks I closed on my mortgage refinance. I thank you all for your assistance and wish you all the ... read more

ljupcho gjurchinovsk 

on Zillow

2 years ago

Ryan did great job navigating me thru the process of my Home purchase. As a first time homebuyer did not know much about the procedure but Ryan made it painless and the whole process went smooth. No hiccups no last minutes surprises, in fact we were ready for closeout way sooner the seller was ready to move out. I am highly grateful to Ryan and whole Garden State Home Loans team, and highly recommend to everyone. 

Remi S 

on Zillow

2 years ago

Steve and his team were super helpful and patient as we navigated purchasing our first house. As first-time home buyers, our process of securing a loan went perfectly with no issues and we closed on time. We appreciated the solid communication and level of care to ensure our questions were answered. 

Matthew Garippa 

on Zillow

2 years ago

I would highly recommend Garden State Loans as their staff and service is exceptional. From start to finish the process was simple, speedy and without confusion or delay. Nice to find that in today's professional culture. Don't hesitate to give them a try.