Garden State Home Loans, a Division of OceanFirst Bank

josie vgavieres 

on Zillow

2 years ago

I don't easily write a review on anything but I really feel I owe this Loan Originator/ Team Leader of GSHL, Inc Michael M Kelly a whole lot. He deserves more than a five star review & by all means if I can do that , I will do without any hesitation. My journey to this recent mortgage refinance process started from just checking on the web for a trusted company and a person to assist me in my plan for a mortgage refinance & I came across this person who proved to be extremely pleasant to work with. His process of gathering t... read more

Jaimie Hammett 

on Zillow

2 years ago

It was almost impossible to stress while having max on my team ! His communication is spot on, along with being thorough and well organized. Always available and always friendly ! 

Bill Dixon 

on Zillow

2 years ago

Ryan and his team made the whole process of doing a cash-out refinance on my house super easy and fast. He quicky answered all of my questions and was extremely helpful at all times. Highly recommended and look forward to dealing with again in the future. 

malisah67 

on Zillow

2 years ago

Very friendly, professional and always there to help. Prior, I was denied a home loan and was really discouraged from moving on until my realitor told me that he had a person( Dave) that could help me. My realitor was absolutely correct. He helped me get approved for a conventional loan. He always made his self available to answer any question or concerns that I had. He is definitely a people person. We need more people like Dave in this business. Thanks Dave for all of your help with the home loan. I am very grateful and ve... read more

Shanker Nair 

on Zillow

2 years ago

Dave Hutchison is simply fantastic to deal with. He took care of our financing needs and made the entire process so simple and painless. From the time of initial contact through completion of underwriting and approval, the process took not more than a couple of weeks. By far, one of the most hassle-free processes we have gone through, besides the fact that this was all ter’ed up while we were still overseas!! Thank you Dave and Garden State Home Loans, without you guys, we would be at a loss!! 5 stars all day every day!! 

Tim C 

on Zillow

2 years ago

We used Garden State Home Loans to refinance and I would highly recommend to anyone. The entire process from start to finish was made simple and easy by our Loan Officer Steve and Garden State's whole team. They almost always answered when I called and if they didn't, they would text me if they were on the other line and call back in a timely manner. They also responded to emails quickly and were very thorough, professional and willing to help however they could, even on the weekends when they did not have to on their days o... read more

bretschneider0 

on Zillow

2 years ago

Steven was very helpful and responsive. Everything went smoothly with as little stress as possible for such a process and we closed way ahead of the deadline for the locked in rate. We are very happy with the service Steven provided. 

S Thomas 

on Zillow

2 years ago

Very happy with Garden State Home Loans and specially Jake Snow and his team. Kept me updated throughout the process. Always available on phone, email, text. Smooth and seamless process, closed the loan at the promised time, interest rate and closing charges. Highly recommended. 

Selina Zaman 

on Zillow

2 years ago

Jacob Snow has been an excellent lender throughout the entire home purchase process that I went through since May, 2021! He has been very professional, clear, accurate, and helpful with all the mortgage information, interest rate, and all my queries and questions. He has also been very quick with responding to calls and emails of my realtor and attorney. My home purchase process went through multiple ups and downs with various difficult sellers. My previous purchase process did not work out by the end and Jacob was very unde... read more