Garden State Home Loans, Inc
2091 Springdale Rd, Ste 16, Cherry Hill, NJ 08003
https://www.gardenstateloans.com/
Closed now
About
Garden State Home Loans is a New Jersey mortgage lender that specializes in new home loans and mortgage refinancing. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years, and are currently licensed in five states and counting.
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- 880 Reviews5.0Zillow
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user7734291 on Zillow
8 years ago
04/19/2013, 01:37 AM
My husband and I recently refinanced our home loan through Garden State Home Loans. I very, very highly recommend Mr. Justin DeJoseph and his staff. Mr. DeJoseph is extremely knowledgeable, professional, and most importantly, gave us a great loan package...a much better package than our previous lender of the past 16 years (a very large bank/ brokerage) offered us! He and his staff were very responsive to our calls, were always courteous, and completely understood our goals. I highly recommend Mr. Justin DeJoseph, and have passed his name and number on to many of my friends and family.
user4601790 on Zillow
8 years ago
04/18/2013, 05:33 AM
We were more than pleased with our recent refinance with Garden State Home Loans. We received an excellent rate and outstanding service. Anthony Casa, President of the company, was the best we have ever dealt with. He responded to our questions quickly and made sure we understood all the information about the loan. We were impressed by the speed it took to close on the loan and how smooth the whole process was from start to finish. We have recommended his company to our friends in New Jersey and Connecticut.
tejas115 on Zillow
8 years ago
04/17/2013, 13:56 PM
I worked with Justin DeJoseph for refinancing my loan. Justin was a thorough professional from start to end. Took time out to explain me the process during initial consultation and listed out documents I would need to provide. He was detailed thorough out the process and was very quick responding to any queries or alleviating any concerns. Once all the documents were submitted, closing was scheduled quickly.
Justin is very knowledgeable about the refinance process. I received a very competitive rate and Justin came through with the closing cost as it was promised during the initial consultaiton. I have nothing but good things to say about Justin, Rob and Garden State Home Loans and would be more than happy to recommend them to any of my friends.
user0618357 on Zillow
8 years ago
04/16/2013, 15:13 PM
I found Garden State Home Loans thru bankrate.com and Anthony and his team helped me with a refi which closed in approximately one month (end of March '13).
I was initially very skeptical about the one month process because my previous refi took approximately three months (Chase). The process with GSHL was straightforward and simple. As long as you have your paperwork and documents in order and provide them in a timely manner, you will have no issues working with Garden State Home Loans to close on a loan. Most of that one month was waiting for me to pull documents together (tax returns, pay stubs, etc.).
Great communications from this team. Anthony took the time to explain options as well as questions I had around specific details. On at least two occassions, he was available at his office after 8pm and took the time to answer the many questions I had, even when I asked questions he had already answered via email previously. Throughout the entire process, I always felt like I was dealing with a person and not simply a "processing center." When you call, a person will answer the phone. Emails are typically responded to within an hour. The most I had to wait was 2 hours out of the many emails I sent.
What I liked most was that Anthony was always professional and to the point. He told me what I needed to do by when and also informed me of what would happen next. There were no surprises throughout the process.
I normally don't write reviews but I decided to go with GSHL based on the strength of reviews posted by previous GSHL customers and I was glad I did. I was very satisfied with my experience with Garden State Home Loans.
user9960869 on Zillow
8 years ago
04/14/2013, 12:35 PM
Was very impressed with Garden State. They work very fast and efficiently . I think the documentation requests were excessive but I think that had more to do with the underwriters than with Garden State.
user3880778 on Zillow
8 years ago
04/13/2013, 05:58 AM
GSL ended up offering a higher rate offer than what was initially offered through the Zillow page. GSL claimed this was a Zillow error and was following up with Zillow to correct it. I don't know if this zillow error was ever corrected.That said, I stuck with the "2nd" GSL offer and everything else moved along pretty smoothly. Anthony was very responsive to my questions and kept me informed along the way. Closed within a few weeks of initial contact.
user4668478 on Zillow
8 years ago
04/10/2013, 01:08 AM
Anthony responded to my request for re-financing very quickly and provided a very competitive rate. He answered all my questions and followed up on all the steps in the re-finance process. The process was fast and painless. I highly recommend Anthony and Garden State Home Loans Inc to anyone looking to re-finance a mortgage.
user8450614 on Zillow
8 years ago
04/09/2013, 18:17 PM
I decided shortly before leaving the country for a month on business to begin a refi. Anthony and Brandi worked with me across continents to get all the required paperwork finished in a timely manner. I was extremely impressed and satisfied with the service and assistance I received. When I returned to the States my closing was scheduled quickly and went off without a hitch. I would recommend Garden State Loans to anyone and have, in fact, referred a family member to them.
user2038132 on Zillow
8 years ago
04/04/2013, 09:15 AM
My experience with Garden State Loans was fantastic, I have used them for a number of purchases and refinances. In every case they were responsive, professional, trustworthy, and had the best rates. What more can one ask for?