I worked with Justin DeJoseph for refinancing my loan. Justin was a thorough professional from start to end. Took time out to explain me the process during initial consultation and listed out documents I would need to provide. He was detailed thorough out the process and was very quick responding to any queries or alleviating any concerns. Once all the documents were submitted, closing was scheduled quickly.
Justin is very knowledgeable about the refinance process. I received a very competitive rate and Justin came through w... read more
I found Garden State Home Loans thru bankrate.com and Anthony and his team helped me with a refi which closed in approximately one month (end of March '13).
I was initially very skeptical about the one month process because my previous refi took approximately three months (Chase). The process with GSHL was straightforward and simple. As long as you have your paperwork and documents in order and provide them in a timely manner, you will have no issues working with Garden State Home Loans to close on a loan. Most of that one m... read more
Was very impressed with Garden State. They work very fast and efficiently . I think the documentation requests were excessive but I think that had more to do with the underwriters than with Garden State.
GSL ended up offering a higher rate offer than what was initially offered through the Zillow page. GSL claimed this was a Zillow error and was following up with Zillow to correct it. I don't know if this zillow error was ever corrected.That said, I stuck with the "2nd" GSL offer and everything else moved along pretty smoothly. Anthony was very responsive to my questions and kept me informed along the way. Closed within a few weeks of initial contact.
Anthony responded to my request for re-financing very quickly and provided a very competitive rate. He answered all my questions and followed up on all the steps in the re-finance process. The process was fast and painless. I highly recommend Anthony and Garden State Home Loans Inc to anyone looking to re-finance a mortgage.
I decided shortly before leaving the country for a month on business to begin a refi. Anthony and Brandi worked with me across continents to get all the required paperwork finished in a timely manner. I was extremely impressed and satisfied with the service and assistance I received. When I returned to the States my closing was scheduled quickly and went off without a hitch. I would recommend Garden State Loans to anyone and have, in fact, referred a family member to them.
My experience with Garden State Loans was fantastic, I have used them for a number of purchases and refinances. In every case they were responsive, professional, trustworthy, and had the best rates. What more can one ask for?
Mr Daniel Hainey was incredible, along with the whole staff at garden state they were knowledgeable, and very upfront with us, and they kept us up to date throughout the whole process. They made financing a home a pleasurable experience . I will refer all of my friends and family.
Excellent experience from start to finish!
I found a great rate for my refinance on the internet with Garden State Home Loans(GSHL) but was skeptical about calling because I usually do business based on recommendations. I researched GSHL and found positive reviews on message boards. After calling and speaking with Anthony Casa (the president), I knew they were the correct choice. I had spoken to other businesses whose best offers for the same rates included $1,500+ in fees in addition to appraisal, subordination and title in... read more
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