Garden State Home Loans, a Division of OceanFirst Bank

Emma K 

on Zillow

6 months ago

Adam was incredible throughout the loan process! He answered all my questions, is on call for any ongoing questions for refinancing, and made me feel secure in my first home purchase. I would highly recommend him not only for his services, but because of his willingness to go above and beyond. 

Jack 

on Zillow

8 months ago

I have worked with Ryan on several occasions for the last several years and they are the best. They are timely, understanding, helpful, transparent, and will always be your best advocate. When I first needed a lender, I spend hours on calls to get to know other lenders, and none were as personable as Ryan. His team is one I will continue to recommend to anyone looking for a mortgage/loan. 10/10 

D. Lee 

on Zillow

9 months ago

We had a great experience working with Ryan to purchase our first home! Ryan worked closely with us throughout the process, explained all the nuances we were unfamiliar with, and secured us a great rate! We closed on time and without issue, and love our new home. We look forward to continuing our relationship with Ryan. I recommend him for any loan needs! 

Christopher White 

on Zillow

9 months ago

Ryan and his team were the utmost professionals and helped me through any questions I had. I shopped around for rates and their rates were the best. Highly recommend Ryan! 

Gabby 

on Zillow

9 months ago

Ryan exceeded my expectations for a lender. He was personable, friendly and efficient. He was readily available throughout the day. Would definitely recommend! 

Joydeep Munshi 

on Zillow

9 months ago

Ryan Corkery helped us throughout the lending process. He helped us to take informed decision and processed everything in a timely manner. Thank you!! 

Marc 

on Zillow

10 months ago

Ryan and Garden State Home Loans were a pleasure to work with. He was very communicative and always willing to answer my questions. I had a unique situation with my income changing after pre-approval while I was putting offers on houses. He was able to provide me different scenarios so I was fully prepared for either situation. Not only did I have a great experience, but my agent also said Garden State is one of the best lenders they have worked with. 

Keval P 

on Zillow

10 months ago

I cannot recommend Ryan highly enough! From start to finish, my experience was nothing short of exceptional. His team was incredibly professional, knowledgeable, and responsive, making the entire mortgage process smooth and stress-free. What stood out the most was his commitment to transparency and clear communication. He took the time to explain every detail, ensuring I understood all my options and felt confident in my decisions. Thanks to Ryan's dedication and hard work, I was able to secure a fantastic mortgage rate and ... read more

Catherin 

on Zillow

10 months ago

I worked with Ryan in purchasing my first home. Understandably, I was very nervous and excited at the same time and had a lot of questions which Ryan was more than eager to answer. He went above and beyond and was accessible during the weekends to filter my question filled calls. He provided excellent insight on the mortgage rate trends and guided me throughout the entire process. I spoke to a couple of other loan officers and were not able to build the type of trust I needed with such a big life purchase. Ryan was extremely... read more