Garden State Home Loans, a Division of OceanFirst Bank

Joydeep Munshi 

on Zillow

a week ago

Ryan Corkery helped us throughout the lending process. He helped us to take informed decision and processed everything in a timely manner. Thank you!! 

Marc 

on Zillow

3 weeks ago

Ryan and Garden State Home Loans were a pleasure to work with. He was very communicative and always willing to answer my questions. I had a unique situation with my income changing after pre-approval while I was putting offers on houses. He was able to provide me different scenarios so I was fully prepared for either situation. Not only did I have a great experience, but my agent also said Garden State is one of the best lenders they have worked with. 

Keval P 

on Zillow

3 weeks ago

I cannot recommend Ryan highly enough! From start to finish, my experience was nothing short of exceptional. His team was incredibly professional, knowledgeable, and responsive, making the entire mortgage process smooth and stress-free. What stood out the most was his commitment to transparency and clear communication. He took the time to explain every detail, ensuring I understood all my options and felt confident in my decisions. Thanks to Ryan's dedication and hard work, I was able to secure a fantastic mortgage rate and ... read more

Catherin 

on Zillow

3 weeks ago

I worked with Ryan in purchasing my first home. Understandably, I was very nervous and excited at the same time and had a lot of questions which Ryan was more than eager to answer. He went above and beyond and was accessible during the weekends to filter my question filled calls. He provided excellent insight on the mortgage rate trends and guided me throughout the entire process. I spoke to a couple of other loan officers and were not able to build the type of trust I needed with such a big life purchase. Ryan was extremely... read more

Padmesh Gaddam 

on Zillow

a month ago

I recently had the pleasure of working with Ryan Corkery from Garden State Home Loans, and I cannot emphasize enough the remarkable experience I had throughout the entire loan process. From start to finish, every aspect was handled with precision and professionalism, making the journey towards securing my loan an absolute breeze. The portal provided by Ryan Corkery was nothing short of exceptional. Uploading necessary documents and completing required tasks was incredibly user-friendly, streamlining the entire process. One o... read more

Justin 

on Zillow

2 months ago

Ryan was an amazing agent to work with. He was available to answer all my questions and help through the whole process. I never felt that I was receiving a sales pitch which made me feel comfortable. I would highly recommend working with Ryan! 

Sultana Khan 

on Zillow

2 months ago

Ryan has been a great lender from the start of our home search to the end. He was always available to answer any questions and was a great communicator. He was transparent with us about the process and made sure we were not left with any surprises. As a first time home buyer, he was very reassuring and guided us, answering any questions and concerns along the way. 

Chris B 

on Zillow

2 months ago

Ryan was always quick to respond. Always very helpful and got things done. Made it easy for a first time homebuyer. Would definitely recommend to friends. 

Breanna Guest 

on Zillow

3 months ago

My husband and I had an amazing experience using Ryan as our loan officer. Not only was Ryan knowledgeable regarding mortgage and interest rate options, but he was also a great support to us throughout our home buying process and settlement. He is quick to respond to emails and messages and is available to take a phone calls whenever needed. Buying a home can be stressful. Throughout our home buying process, Ryan was calm, patient, and kind. Just the presence we needed to give us peace of mind when making big decisions. We c... read more