Joel Ralph at Guaranteed Rate Affinity (NMLS #412525)

Pramodh C 

on Zillow

6 years ago

The best service that I got after dealing with a few brokers. Joel was very prompt and has a great team that follows-through. Would definitely utilize her services again. 

aobston 

on Zillow

6 years ago

Joel Ralph was the most patient person I could imagine throughout the processing of my mortgage. We haven't finance a home since 1986 and the process has changed a lot! I don't know how we would have gotten through it without the guidance of Joel and her team. 

valeriafable 

on Zillow

6 years ago

Joel was very efficient and proactive. Her Team is very professional. I appreciate all they’re work. I thought I wouldn’t be able to Get all the documents on time for closing, but she helped me and I was able to purchase the house on time. 

pfontana7 

on Zillow

6 years ago

Joel was great from prequal to closing. She was available to do prequal over a weekend and generally available throughout the process to a successful, on-time closing. Joel was particularly helpful also as we got close to our closing date. She picked up the phone and took the time to explain exactly what underwriting was requesting. Relying totally on a computer driven mortgage process does not work for everyone. You need to be computer savvy as well as having an understanding of exactly what underwriting is requesting. More... read more

kevin g 

on Zillow

6 years ago

Joel was very helpful in the loan process and very responsive to all my questions. I shopped around and she was able to get me the most competitive rate. I have no regrets choosing her as my lender. 

PaN 

on Zillow

6 years ago

Joel helped with daily and weekly updates and information. I was able to contact her through email and phone. She worked with the bank and organized all required documentation on time. 

vigz5686 

on Zillow

7 years ago

Joel is a wonderful loan officer. She was very attentive to the many questions we had and even took time on the weekends to check in with us. I would highly recommend her and the team she works with for mortgage services. 

zuser20160316082455236 

on Zillow

7 years ago

Joel is a great professional, she is assertive and very efficient in what is she is working, she has this patience and clarity to explain every detail about the loan, even if you ask many times. She looks for the best deal for you and take care of your interest. I can say I was lucky to find someone like Joel, for sure if I bought another property I will call her again. Definitely someone you can trust. 

sheila12834 

on Zillow

7 years ago

Joel's experience and expertise exceeded our expectations. From the prequalification process to the final closing she was completely knowledgeable of every step required. She met with us at our convenience and always answered texts, e-mail, and phone calls promptly. We truly appreciate all of her efforts in our closing happening right on schedule. Thank you so much!