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Preferred Rate, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Our core team has been together since 2012. Our operations team offers a level of speed and efficiency achievable only through the combination of people who know and respect each other very well. We started like a lot of great ventures — an experienced team with stunning talent, full commitment, drive and passion, and a miss... read more
350 Houbolt Rd., Unit 206, Joliet, IL, 60431, United States
Get directionsWeekday | Schedule | Status |
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Mon | 7:00 a.m. to 10:00 p.m. | |
Tue | 7:00 a.m. to 10:00 p.m. | |
Wed | 7:00 a.m. to 10:00 p.m. | |
Thu | 7:00 a.m. to 10:00 p.m. | |
Fri | 7:00 a.m. to 10:00 p.m. | |
Sat | 7:00 a.m. to 10:00 p.m. | |
Sun | 7:00 a.m. to 10:00 p.m. |
John Ruiz was awesome. He made the whole process possible and kept working for us along with other colleagues to get us to closing. I don’t think our mortgage would have been possible without Preferred’s great personal work! Absolutely every step of the way! Definitely a five star organization!
Definitely went out of his way to make everything a smooth process for me and my family. 15/10 definitely will recommend!!!
John is a true professional. He managed my loan before and I was confident he’d do a great job for my refinancing. He is always willing to answer your questions and walk you through the process so you are at ease. He offers great guidance, especially for people not as astute in this area. I really think he should go into teaching urban communities one day.
Extremely nice people to work with! Smooth and easy transaction communication. Will be doing business with again in the future.
John and his team are a pleasure to work with. They make everything easier and explain everything so that anyone can understand it. I was nervous thinking about buying a new house but John made me feel at ease. No better lender out there.
John help me with refinancing our home and got us a very low a.p.r. We our very happy with his services and would definitely recommend him to our family and friends.
Excellent service
Professional in every way. Smooth process and always answers your questions. Easy to get ahold of. First time buyer and was dreading the experience but he mafe it so effortless. Highly recommend.
Great communication! Very understanding and explained everything I needed to know even if he had to explain them again to me. Very patient and informative! Would definitely recommend!
John Ruiz (NMLS #560079) has a 5 star rating with 138 reviews.
John Ruiz (NMLS #560079) is closed now. It will open at 7:00 a.m.