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Preferred Rate, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Our core team has been together since 2012. Our operations team offers a level of speed and efficiency achievable only through the combination of people who know and respect each other very well. We started like a lot of great ventures — an experienced team with stunning talent, full commitment, drive and passion, and a miss... read more
350 Houbolt Rd., Unit 206, Joliet, IL, 60431, United States
Get directionsWeekday | Schedule | Status |
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Mon | 7:00 a.m. to 10:00 p.m. | |
Tue | 7:00 a.m. to 10:00 p.m. | |
Wed | 7:00 a.m. to 10:00 p.m. | |
Thu | 7:00 a.m. to 10:00 p.m. | |
Fri | 7:00 a.m. to 10:00 p.m. | |
Sat | 7:00 a.m. to 10:00 p.m. | |
Sun | 7:00 a.m. to 10:00 p.m. |
Process was very smooth and I was informed during every step.
We were very satisfied with the service you provided & would recommend you in the future.
Everything went great. Fast closing, even with the rush of refinancing volume.
John and his team were awesome every step of the way! They made the whole home buying process as easy and stress free as it could be. Every question was answered quickly and clearly and every concern addressed. I can not say enough about John!
No need to look anywhere else, John saved my closing from an absolute nightmare I ran into with a big bank. 10 days before closing with the big bank, I was informed my loan has been denied. My realtor referred me to John and he was able to not only get me a rate at .5% lower, he was also able to get it done in almost 10 days, which is almost unheard of. As a small business owner, the process is more difficult and a lot time consuming. I'm not sure he sleeps and he wasn't going to quit until everything was finalized. He answe... read more
John Ruiz is hands down the best mortgage advisor I have every dealt with. I would highly recommend John Ruiz if you are in need of a new home loan, refinancing, or going through a divorce like myself and needing hand holding all the way through the process....
Great! Went very fast and smoothly! Great service and great people!! Thanks so much for a great experience to all that helped!
John was a pleasure to work with. He was always there to answer questions and help us through the whole process. His assistant Dorothy is a rockstar. Highly recommend.
John and Dorothy were very clear in communication and took into consideration the time frame I was up against. They are a great team and I wish I would of contacted you all as my first choice of lender. Great and professional experience all around !
John Ruiz (NMLS #560079) has a 5 star rating with 117 reviews.
John Ruiz (NMLS #560079) is closed now. It will open on Friday at 7:00 a.m.
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