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Michael Farmer at Rate (NMLS #1651378)


About this business

Hello and thank you for visiting my page. I am an Eastern North Carolina native with over 20 years of banking experience. My partner Ryan and I currently live in Washington with our seven dachshunds. Over my career I have held a variety of roles across multiple lines of business which ultimately lead me here to serve you. I am committed to being open, truthful, accessible, and educational during the entire home loan process. I continually strive to better myself so that I may better serve the needs of the families and commun... read more

Location details

518 Clifton Rd, Rocky Mount, NC, 27804, United States

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Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
5.030 reviews
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Heidi Moner's profile image
Heidi Moner 
2 years ago

I have worked with Michael multiple times as a Realtor and finally had the pleasure to work with him as a buyer. He really made the whole process run smoothly during a very tricky time for real estate. I loved the update videos sent periodically to explain the entire process of the status of our loan. Even when challenges arose, he handled everything very professionally and in such a timely manner. Michael went above and beyond for us to purchase our home, working tirelessly throughout the process and delivering our Closing ... read more

Crystal Williams's profile image
Crystal Williams 
3 years ago

After receiving word back from State employees credit Union that I no longer qualified for the loan they initially approved me for I was distraught. I was given Michael's information and I contacted Michael on February the 9th and needless to say as of yesterday March 18th I am a homeowner. I couldn't say enough great things about how smooth and easy this process was. Michael was very informative every step of the way with ensuring that he answered every phone call and text and that I had all the information I needed as quic... read more

Abraham R.'s profile image
Abraham R. 
3 years ago

Michael Farmer was extremely helpful! He was super helpful, answered every phone call and text, and patient with my constant questions/anxiety. I couldn't have asked for a better loan officer.! As a first time home buyer I was nervous, scared and had more questions than ever. Thank you for everything you have done for me and will most defiantly send new home buyers your way! 

warnersuzanne11's profile image
3 years ago

Absolutely phenomenal!! I cannot say enough about Michael Farmer, he made the buying process for our home so easy he handled everything. And when I say everything I mean everything! I gave him the information and he took it and went with it if I had any questions or anything he was there at anytime of the day he didn’t care he would answer and he couldn’t answer right then he would look for the answer and get back with me. If ou want a headache free homebuying experience and you want someone that truly cares for you and what... read more

CourtneyStoneMiles's profile image
3 years ago

Michael was extremely patient and informative throughout the entire process. He went above and beyond to help us get the best rate! He worked day and night to help us close as early as possible and communicated with us the entire time! Michael will bend over backwards to help you! 

Business response:

It was such an honor to your loan after knowing you for the past 13 years! I'm extremely proud of you! 

amanda cutchin's profile image
amanda cutchin 
3 years ago

Buying a home is a very stressful time, but Michael puts you at ease. His professionalism and demeanor were top notch. Any questions I had, an answer was provided with a detailed explanation. I couldn't have picked a better lender but most importantly I have the honor of calling him a friend too. Thank you for making my dream a reality and I will refer anyone else I know to you for assistance. You truly care and love what you do and it shows daily. 

Business response:

Amanda, can you believe it has been over 30 years that we have been friends? Where did the time go. You were an awesome client. I'm so happy to see you in this well deserved home! 

Ryan V's profile image
Ryan V 
3 years ago

I was referred to Michael by a family member and friend. We have all been extremely satisfied with his support. He will work for you and with you to make the process go as smoothly as possible. He was able to work through issues and my end to make sure my loan was closed on time. Very easy to work with and would highly recommend. 

Business response:

Thank you so much Ryan. I am really proud of you! Keep it up brother! 

daniel vance46's profile image
daniel vance46 
3 years ago

I cannot say enough about the fantastic support that we had gotten from Michael through our whole buying process. He had been very patient with us and quick to help in many ways that I never would have expected from a lender all throughout the buying process of our new home. From the very beginning of getting us pre-approved all the way through closing, Michael had always been professional, courteous and eager to help. With the COVID crisis, home buyers are faced with new challenges and Michael was always present to reassure... read more

Hannah Roberts's profile image
Hannah Roberts 
4 years ago

Michael Farmer is a saint, I swear! As a first time home buyer, I was so far out of my depth, I couldn't see the ground. But thanks to Michael Farmer and Alcova, I was able to get approved and buy my very own house! Michael helped me throughout the entire process. I'm a worrier, it's what I do. He handled my worries with unending patience. Any questions I had, he answered. I understood what was expected of me at every step. This doesn't mean it wasn't a stressful situation. It DEFINITELY was, but I cannot imagine how much wo... read more

Frequently asked questions about Michael Farmer at Rate (NMLS #1651378)

How is Michael Farmer at Rate (NMLS #1651378) rated?

Michael Farmer at Rate (NMLS #1651378) has a 5 star rating with 30 reviews. 

When is Michael Farmer at Rate (NMLS #1651378) open?

Michael Farmer at Rate (NMLS #1651378) is closed now. It will open on Monday at 9:00 a.m.