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Michael Farmer at Rate (NMLS #1651378)

5.0

About this business

Hello and thank you for visiting my page. I am an Eastern North Carolina native with over 20 years of banking experience. My partner Ryan and I currently live in Washington with our seven dachshunds. Over my career I have held a variety of roles across multiple lines of business which ultimately lead me here to serve you. I am committed to being open, truthful, accessible, and educational during the entire home loan process. I continually strive to better myself so that I may better serve the needs of the families and commun... read more

Location details

518 Clifton Rd, Rocky Mount, NC, 27804, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.030 reviews
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Shamieka Goins's profile image
Shamieka Goins 
4 years ago

Where has Michael been all my life?!!!!! It was such a pleasure working with him. He is very professional, yet so amazingly gracefully and caring about what he does. We walked through the door broken from a horrible experience with another lender and Michael and the team at Alcova saved the day. He was so encouraging and reassuring, but HONEST about the hiccups that would present themselves. He gave us all the information we needed upfront and was completely transparent concerning the actuality of us buying a home. Michael F... read more

Hope Wooten-Dunn's profile image
Hope Wooten-Dunn 
6 years ago

This letter is one of much gratitude and appreciation for the hard work you put towards the closing of my home. There are really not enough words to express how much I appreciate your time and dedication. There were so many hurdles to overcome and you stayed with it, working so hard to make this happen. You are an incredible person and I consider you more than just “my lender”, I consider you “my family.” You were very kind and inviting when we met. I appreciate your patience and advice when I needed it. As you know, this ha... read more

Business response:

Thank you so much Hope! You were an awesome client and a great friend. I know we went through a lot together but in the end it was all worth it. We both learned a lot from the process! 

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user22385384 
6 years ago

I had to pleasure of working Michael in the purchase of my first home, I went into the process scared after just one call with Michael my fear was gone . Michael made sure that I was kept up to speed every step of the way. If you want the perfect lender Michael is your guy ! "TRUST ME" 

shauna everett's profile image
shauna everett 
6 years ago

We went through Michael for our home purchase and I could not be anymore pleased with his services! He was very prompt to our needs and he really worked hard on getting us the best possible loan! He spent time with us going over our options and making sure we understood each aspect of obtaining our loan! If you want a great and hassle free experience with your next home or refi, this is the perfect person!!!! 

Business response:

Thank you so much my dear. It was an absolute pleasure as always! 

Samantha's profile image
Samantha 
6 years ago

Michael Farmer and his team helped our Family buy our dream home! Michael was so knowledgeable and kept us informed of every step and made buying our home quick and easy ! Not our first house we bought but definitely the best mortgage company ever worked with! 

Business response:

Thank you for trusting me with the whole process. I gained an amazing friend from this transaction! 

Loving Life's profile image
Loving Life 
6 years ago

I've purchased about 5 properties in the past 7 years and have gone through a few different lenders. Mike is the best. I wish I had him for the first 4. He went above and beyond, was proactive to make sure the closing went smoothly, and closed on time!! The larger lenders have a history of going 15 to even 30 more days past the initial closing date, costing me more money and at times almost costing me the house. Stay local and choose Mike! You'll save time, money, and have a much more stressfree experience. As others have sa... read more

Business response:

You were an amazing client and made my job a piece of cake!! Thank you! 

scottjackson23's profile image
scottjackson23 
6 years ago

Michael Farmer was great. He was very professional, knowledgeable and extremely helpful and made the loan process easy for me. Mike's assistant Chloe was ready to assist me every time I would call him and was there for me through out the loan process. I strongly recommend Mike and Alcova Mortgage to anyone that is looking to get a mortgage loan. 

Business response:

Thank you Scott it is always great to work with a life long friend. I will pass along the compliment to Chloe as well. 

Maggie Millsap's profile image
Maggie Millsap 
6 years ago

Michael got me into my #1 all-time dream house! I honestly never thought it would be possible. He is nothing short of a miracle worker! I was getting so frustrated with the whole process and he made it completely painless and stress free. 

Business response:

All things are possible to those who believe and trust in our process! Thank you for trusting me to show you the way home! 

chloejward252's profile image
chloejward252 
6 years ago

Michael is simply just great at what he does! You can’t go wrong working with this man, he will get you through the mortgage process stress free and by far the best rates and value around. Such a fun guy to work with! 

Frequently asked questions about Michael Farmer at Rate (NMLS #1651378)

How is Michael Farmer at Rate (NMLS #1651378) rated?

Michael Farmer at Rate (NMLS #1651378) has a 5 star rating with 30 reviews. 

When is Michael Farmer at Rate (NMLS #1651378) open?

Michael Farmer at Rate (NMLS #1651378) is closed now. It will open on Monday at 9:00 a.m.