This profile has been claimed by the business owner or representative.
Nicky Cruz (NMLS #1460132)
- Mortgage Lenders
- Honolulu, HI
About this business
Element Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Years of helping families obtain their dreams of home ownership under a parent company, we built a brand that resonates our true core culture. We took everything we learned from a combined 70 years of experience, kept the high level of quality, added a new perspective, and created Element Mortgage. We are Unlocking the Hum... read more
Location details
3465 Waialae Avenue, Suite 300A, Honolulu, HI, 96816.0, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 9:00 a.m. to 6:00 p.m. | |
| Tue | 9:00 a.m. to 6:00 p.m. | |
| Wed | 9:00 a.m. to 6:00 p.m. | |
| Thu | 9:00 a.m. to 6:00 p.m. | |
| Fri | 9:00 a.m. to 6:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
We are first-time homebuyers and have heard much about the pains associated with the home-buying process, which we initially went through in our first attempt to purchase a house with a different mortgage loan officer and real estate agent. The horrors of our first home purchase attempt almost pushed us to giving up our homeownership dream so we prepped ourselves to facing the worst of the process when we decided we're giving the dream another shot. However, Nicky as our new mortgage loan officer (along with our new real est... read more
Nicky was great to work with. She was on top of every detail. Always had an answer to any question regarding the loan process. She was all around helpful during my first home purchase. She gave me options for my loan and gave me the real world monthly cost for my home. I can not give any higher praises for Nicky. Truely an amazing person to work with.
Nicky was very easy to work and very professional. she made it so that my refinance was stress free. When I had questions and concerns or needed help with docs she replied in a timely manner. My experience with Nicky was great! I would and will highly recommend Nicky to my family and friends for all mortgage needs.
Very professional and positive throughout the whole loan process. Our loan was especially difficult. Nicky remained focused and upbeat from beginning to end.
As first time homebuyers, we were so grateful to have Nicky in our corner. We were house hunting in a competitive market and Nicky went above and beyond to help us buy our dream home. She personally called the seller's agent any time we put down an offer. She kept us on track by contacting us early and often. She made herself available at all hours when we sought advice or needed to run the numbers just one more time. And long before it was time to lock in our interest rate, Nicky helped us raise our credit score and get our... read more
I have worked with other lenders and was extremely disappointed. Nicky restored my faith in lenders and exceeded my expectations. She was friendly, honest, knowledgeable and responded with urgency at all times. I highly recommend her and will use her again.
The application process was amazing! Nicky made me feel very comfortable; giving me detailed explanations for me to understand everything. It was a stress-free experience and I highly recommend her to anyone. I look forward to continue to work with her once we find my dream home!
Nicky is very professional, friendly, responsive, and especially great at her job!! She made my refi process very streamlined and stress free! I would absolutely recommend using her for your loan / refi document processing!
Nicky was excellent to work with and made the process so simple! She was very clear in explaining what she needed and helped me through the whole process. I would highly recommend her to everyone!
Frequently asked questions about Nicky Cruz (NMLS #1460132)
How is Nicky Cruz (NMLS #1460132) rated?
Nicky Cruz (NMLS #1460132) has a 5 star rating with 39 reviews.
When is Nicky Cruz (NMLS #1460132) open?
Nicky Cruz (NMLS #1460132) is open now. It will close at 6:00 p.m.