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Ruth Michalski at Rate (NMLS #144615)

5.0

About this business

Ruth Michalski is your Daytona Beach local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ruth is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ruth at (860) 213-0128 for more information! 

Location details

211 E. International Speedway Blvd., Suite 204, Daytona Beach, FL, 32118, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0160 reviews
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Ryan's profile image
2 years ago

My wife and I discovered Ruth after we were having issues with our previous lender. We were weeks away with closing, and originally wanted to find a potential backup because of our lack of confidence with the other lender. After she provided impeccable service and communication, we decided to switch to her as our primary lender. The cherry on top was when she lowered our interest rate and monthly payments! I cannot stress enough how knowledgeable, professional and communicative Ruth was during the entire process. I wish ever... read more

Alex tetreault's profile image
Alex tetreault 
2 years ago

Ruth was awesome, she made the process quick and broke every step down which was nice being a first time home buyer, I was referred to her by a friend who used her and she was as good as he made her sound! I will recommend her to any future people who ask who I used A+ service 

Chad Brault's profile image
Chad Brault 
2 years ago

She was very on point and organized and very helpful in situations I would definitely use her again Every time I called she would pick up any questions I had she would answer them I had no stress on getting my new mortgage thanks to her I would recommend her to anybody that I know who is purchasing property 

rlackey531's profile image
rlackey531 
2 years ago

Ruth , was absolutely amazing , she made it so easy to buy my dream home !!! She was quick and very responsive to any and all Questions i had , Beginning to End she was there when needed..... 

jls7676's profile image
jls7676 
2 years ago

Ruth Michalski came highly recommended to us and after we worked with her we know why! She is extremely professional and she knows her stuff. She made the home buying experience very pleasant. We would definitely recommend Ruth to anyone buying a new home. 

Todd sunderland's profile image
Todd sunderland 
3 years ago

Wow the best everything went so smooth! Sold hahaha!!! Ruth Michalski was so on top of everything plus very kind.Thank you so much! it was a plessure working with you! 

Keith Church's profile image
Keith Church 
3 years ago

She answered my calls a questions in a timely manner and worked very hard to get my loan approved and processed. I will definitely go threw her again and will recommend her to friends, family, and anyone looking to purchase 

AdamPage87's profile image
AdamPage87 
3 years ago

Working with Ruth was an absolute pleasure. She need the whole home buying process very simple and easy. She was more than helpful throughout the process and I would definitely recommend her to anyone looking for a reliable and hard working lender. 

Jared Bobbett's profile image
Jared Bobbett 
3 years ago

Ruth worked super hard to make my first time home buying experience easy. Even using a VA loan on a 70 year old house, she was able to help me close 10 days early! She answered all of my questions quickly; even those on nights and weekends. I would recommend her to anyone and especially those first time buyers or those using their VA loan. 

Frequently asked questions about Ruth Michalski at Rate (NMLS #144615)

How is Ruth Michalski at Rate (NMLS #144615) rated?

Ruth Michalski at Rate (NMLS #144615) has a 5 star rating with 160 reviews. 

When is Ruth Michalski at Rate (NMLS #144615) open?

Ruth Michalski at Rate (NMLS #144615) is closed now. It will open on Monday at 9:00 a.m.