Ruth Michalski at Rate (NMLS #144615)

Jared Bobbett 

on Zillow

3 years ago

Ruth worked super hard to make my first time home buying experience easy. Even using a VA loan on a 70 year old house, she was able to help me close 10 days early! She answered all of my questions quickly; even those on nights and weekends. I would recommend her to anyone and especially those first time buyers or those using their VA loan. 

Eric Polaski 

on Zillow

3 years ago

We used Ruth and the team at Freedom Mortgage at the suggestion of our Realtor in order to borrow the funds we needed to purchase our first home. Being a custom new construction, the process was longer and more complex than other transactions may have been, but Ruth was always available to us via phone or text to answer our questions and made sure we were on track to close when our house was complete. Even though the process was well over a year start to finish, we never felt as if we were just another client lost in the shu... read more

jajones6303 

on Zillow

3 years ago

I wasn’t very sure of what I was doing and Ruth was very helpful in making sure I understand what is going on. I would definitely recommend Ruth to any new home buyer. 

AC/RC 

on Zillow

4 years ago

Ruth and her team are absolutely amazing. Professional, prompt, kind and absolute experts at getting you through the mortgage process. Having Ruth and her team on your team is priceless. I could not recommend them more! 

Caitlyn Arsenault 

on Zillow

4 years ago

I have nothing but wonderful things to say about Ruth. Not only did she answer our calls and texts at nearly any hour, she handled our endless questions with such patience. Ruth worked closely with us to make the purchase of our new home go smoothly and was truly one of the best aspects of our journey. I would recommend Ruth to absolutely anyone who requested information and was going through a home buying process. She was proactive in ways she didn’t need to be and provided us with endless comfort and encouragement. We ador... read more

Stuart anderson 

on Zillow

4 years ago

Worked well with me to help get mortgage always nice patient and willing to take a moment of her day to talk and walk me through the process . She made the difficult process of getting a mortgage easy thank god cause without her and hwr team at freedom mortgage probably would of lost it and said yep i had enough. But as a first time home buyer the process was frustrating but help and guidance for awsome people is getting me through it to get my family a beautiful home always thankful for amazing help and guidance 

mzobel3 

on Zillow

4 years ago

I recommend Ruth highly to anyone going thru the lending process! She is terrific!!! I appreciate her detail and organization as well as making things easier whenever possible. 

Amy & Shawn Remillar 

on Zillow

4 years ago

As the title says Ruth is AMAZING. We would definitely recommend Ruth to anyone purchasing a home. She answered all of our questions with a quick response. She kept us up to speed with the whole process and more!!!! 

j lopes 

on Zillow

4 years ago

Ruth and her team were awesome!! It was my boyfriend and I first time buying a home and they helped us every step of the way!! Couldn’t have asked for a better team to make everything such a smooth process!