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Ruth Michalski at Rate (NMLS #144615)

5.0

About this business

Ruth Michalski is your Daytona Beach local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ruth is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ruth at (860) 213-0128 for more information! 

Location details

211 E. International Speedway Blvd., Suite 204, Daytona Beach, FL, 32118, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0160 reviews
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emcat1 ec's profile image
emcat1 ec 
3 years ago

My husband and I found our dream home, we fell in love with the home. I reached out to our realtor to see if she knows a VA lender she told me to call Ruth Michalski, we did and it was the best decision we've ever made. She was so nice, very professional and she had the utmost respect for us. She had us a Pre-approval within 20 minutes and more then we needed to buy our dream house. The whole process of getting a VA mortgage is long but well worth it in the end. We always had open communication with Ruth and her team. I woul... read more

sandrazenon / Sander's profile image
sandrazenon / Sander 
3 years ago

Throughout the process, Ruth displayed professionalism even in moments of mourning when her father passed away. Ruth was always available to answer my questions, even outside of her working hours, on holidays, and weekends. Ruth always answers my questions honestly. It was a pleasure to work with her because she not only answered all my questions, but also guided me through the entire process of obtaining the mortgage. I will definitely recommend her to others. 

rebeccah6789's profile image
rebeccah6789 
3 years ago

Ruth is amazing to work with. She goes above and beyond to serve her customers. Always available to answer any questions. I would not recommend anyone else. 

katie's profile image
4 years ago

Ruth is an amazing loan officer. She is very professional and always responds to emails, texts and phone calls very quickly. Buying a home can be a scary and complicated process but Ruth makes it seem so easy. She is extremely helpful 

Lindsay's profile image
Lindsay 
4 years ago

Ruth is an incredibly smart and professional loan officer. We could not be happier with our experience with her and especially the outcome of purchasing our dream home! Ruth was there for us around the clock and every step of the way. I wish all buyers could work with someone as experienced, helpful and diligent as Ruth! 

Justin R.'s profile image
Justin R. 
4 years ago

Where too begin? Ruth, was absolutely outstanding and catered to our every need. Day and night around the clock to ensure we were on pace for our target close date. She is so kind, professional and organized. In today’s professional industry, most people lack the true appreciation in their trade. Ruth, is extremely knowledgeable in her profession and exceeded our expectations. I will use Ruth in the future for all of our Real Estate Lending needs, but I will also keep in touch with her has a great professional relationship. ... read more

Jessica Fondelheit's profile image
Jessica Fondelheit 
4 years ago

It was great working with Ruth. She was extremely quick and efficient. She walked me through every step of the way. Any questions I had, she answered very quickly. Ruth went above and beyond, Highly recommended!! 

lisa31066's profile image
lisa31066 
4 years ago

Very happy with services. Everyone was very helpful throughout the process and responded quickly to text and calls. Ruth was amazing throughout the whole process. I would highly recommend Freedom Mortgage. Closing date was set for September 7th but we’re able to close on August 31st. Very fast very happy with the whole process. Would use them again and refer all my friends to use them 

Crawford's profile image
Crawford 
4 years ago

Ruth was really fantastic throughout our entire loan process, something that was a little complex, particularly once Covid got thrown into the mix. Ruth was patient, flexible and continually trying to find the best way through the process. Highly recommended, closing went off without a hitch and all paperwork was in and complete well in advance! 

Frequently asked questions about Ruth Michalski at Rate (NMLS #144615)

How is Ruth Michalski at Rate (NMLS #144615) rated?

Ruth Michalski at Rate (NMLS #144615) has a 5 star rating with 160 reviews. 

When is Ruth Michalski at Rate (NMLS #144615) open?

Ruth Michalski at Rate (NMLS #144615) is closed now. It will open tomorrow at 9:00 a.m.