Tresl

Credit Karma Member 

on Creditkarma

8 years ago

I applied with the application. It took 3 days to be contacted via email. Mike took some more information and we were pre approved. He sent our application to a couple places and said he would be in touch within 24-48 hours. I never heard back from him, even after I send 2 emails. My score is a 630. In saying how rude and I wouldn't suggest doing business with these people. 

Credit Karma Member 

on Creditkarma

8 years ago

IFS is a loan broker, they match you with a lender, do all the paperwork, and charge you a fee on top of the new loan. 

Credit Karma Member 

on Creditkarma

8 years ago

I went through Credit Karma and got "pre-approval" through this company almost instantly. I know I have poor credit, so even getting pre approved was nice. I went through the whole application process, and got an email back within an hour of sending in the application just to get told, that my credit was too low to be approved to refinance my loan. Even though they can see that literally all of my payments (that are double what they were offering) have been on time without issue. So even though they saw all the information t... read more

Credit Karma Member 

on Creditkarma

8 years ago

I wish you did. It have to ready the FAQs or attempt to apply to find out they only finance certain years and mileage. 

Credit Karma Member 

on Creditkarma

8 years ago

I applied. Was approved apparently. Received an email from a Samantha Purcell to contact her. Two calls and two emails later still not contact back from her. Decided to choose someone else. Other people have had this problem. Would not recommend. 

Credit Karma Member 

on Creditkarma

8 years ago

So, I wanted to refinance my auto loan with this guys. I applied and was assigned 'account manager'. That manager never called me and sent me an e-mail week later. They offered me refinance but she included $1000 Gap insurance. When I said that I liked my APR but would like to remove Gap insurance I never heard back. I've seen many good reviews on this company and that is why I gave them a shot but maybe I was just not lucky with my account manager. 

Credit Karma Member 

on Creditkarma

8 years ago

I went ahead and try this service due to the good review being shown under credit karma. I would like to say that the experience was less than what I have read. I was able to lower my interest rate and was provided with a good interest rate but the savings being saved due to the low interest rate were added to fees like a down payment and other services. They also wanted me to increase my term of 57 months to 60 which is another increase if you break it down. The most horrible thing that happen to me is the hard inquiries wh... read more

Credit Karma Member 

on Creditkarma

8 years ago

Buying from Avis car sales/IFS is like pulling teeth. Their sales people all of whom work remotely do not seem interested in selling their cars. For example, starting on 13th Feb until today I have had to call them at least thirty times because if you call them 10 times they might pick up once. They never respond to emails or voicemails. I have to keep begging them to move on to the next step e.g. Giving me the out the door price, giving me the wiring information, making sure they received my driver's license details etc. Th... read more

Credit Karma Member 

on Creditkarma

8 years ago

I am not sure what is the point. They suggest you lower your interest yet, they lower your credit score when they run your credit (before they even propose a plan and agree) In my case they said that i could get a lower percent but with the cost of refinancing it would only save me $200. Since when you have to pay to refinance a car? I refinance 2 vehicles with Up2drive and didnt charge me a penny. Shame on me! I wish companies were not so misleading and upfront.... Not happy