Garden State Home Loans, a Division of OceanFirst Bank

Tamecha Yarborough-H 

on Zillow

3 years ago

I was looking for a House outside of NYC where I’m originally from and my realtor recommended Jon with Garden State Home Loans. I must say I’m glad she did. They made sure I didn’t miss any emails and that everything was completed in a timely manner in order for me to close at the expected date and we did. I highly recommend Jon and Garden State Home Loans. 

Clarence Lear 

on Zillow

3 years ago

Garden State Home Loans and our advisor, Mr. Jacob Snow, were very thorough and communicated all aspects and information to us for our re-financing! The rate we were quoted and the estimates for completing the process were accurate and the closing was timely. A very well organized company, excellent communication systems! 

Sergey Shlepakov 

on Zillow

3 years ago

Thanks to Ryan and Garden State Loans, my recent refinancing experience was very smooth. Ryan was very helpful and the entire team was quick and efficient in every step. I particularly appreciated the transparency of provided quote and Ryan's willingness to explain every number and detail. 

Travis L 

on Zillow

3 years ago

Jon was fantastic in helping us purchase our first home, no questions were dumb and he was quick to reply with any concerns we had throughout the process. 10/10 service 

user9862262 

on Zillow

3 years ago

Refinancing my mortgage with Ryan Cockery and Garden State Home Loans was quick and efficient. Ryan was professional and extremely helpful. He anticipated my questions and provided specific information to make this experience "painless." The closing was done in my home at my convenience. The entire process took less then 10 days. Without hesitation, I recommend Garden State and Ryan for your home financing/refinancing needs. 

JimL 

on Zillow

3 years ago

I can't say enough about the service provided by Steve Fedena and the team at Garden State! Steve was super helpful throughout the process, got me a great rate, and loan closed within 3 weeks of initial application. I've refinanced several times over the years, but this was by far the best experience. I highly recommend working with Steve if you're looking for a quick and painless loan process with outstanding rates and great service. 

Paul 

on Zillow

3 years ago

I refinanced due to the market conditions. Ryan and his team were easy to work with, responsive, and detailed on what they needed in order to make sure everything went smoothly. 

jjk77 

on Zillow

3 years ago

Jake and his team were great from start to an on-time finish. The whole process was very smooth, and everyone on the team was extremely helpful, professional, and easy to reach throughout. I would use them again in a heartbeat! 

user83543439 

on Zillow

3 years ago

Jacob and Garden State Home Loans were amazing. They made it seem like I had a direct line to them at any time. They walked me through my refinance each step and it was very easy. Being a first-time homeowner, they were very accommodating and clear.