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Personify Financial
About this business
We invented a new approach to unsecured personal loans. Every year lenders say "no" to millions of people looking for unsecured installment loans. They say it's too risky to lend to anyone whose credit isn't "prime". All it takes is an accident, illness, or unexpected expense and some lenders won't lend to you. Even if you're working and paying your bills. The problem isn't that you're too risky. It's that some lenders may just plug a few numbers into an old formula, and that's that. They don't look at the entire you. We'... read more
Location details
| Weekday | Schedule | Status |
|---|---|---|
| Mon | 8:00 a.m. to 9:00 p.m. | |
| Tue | 8:00 a.m. to 9:00 p.m. | |
| Wed | 8:00 a.m. to 9:00 p.m. | |
| Thu | 8:00 a.m. to 9:00 p.m. | |
| Fri | 8:00 a.m. to 9:00 p.m. | |
| Sat | 8:00 a.m. to 9:00 p.m. | |
| Sun | 8:00 a.m. to 7:00 p.m. |
its been 13 days and I am still waiting for the funds. **************** in polite but not helpful. Extreme interest rate.
I applied and was approved on Monday. They are stating they are unable to verify my account which is unbelievable to me since I sent my Bank's official ACH/Auto Debit Form along with their completed ACH/Debit form. I hope I am not getting scammed!
Received an email stating I was approved for the loan from personify. And a disbursement date for the funds to be deposited in my account. A day later I received another email from ********************* stating I was denied. Which is it? So very confusing. Do not recommend this con artist company.
In January of 2022 I receive a loan of 1500 in which I took. Every-time I go to reapply Im rejected for no reason. Now keep me in mind when I first I had this loan my credit score was not good at all. Yes there were times were I had to make payment adjustments due to financial issues but those wereade up with double payments as well whenever the payment adjustment was made. The loan was paid off in May of 2023 which was a month before the maturity date but every-time I apply Im still denied. Im thinking about taking legal ac... read more
I'm having a hard time with them. Waiting to answered emails. I have to wait 25 days for someone to respond to me about my personal information. It's seem crazy to me.
This company has the highest interest rates and is not a good choice for a loan nor to work with. They have the worst customer service and poor business practices. The lack of communication and help is unbelievable, and I recommend anyone to steer clear of this company. They do not work with customers and harass worst than a collection agency.
Staff on phones lies when they tell you they follow the state laws on maximum interest rate by state law. Interest rates are above most states legal limit, staff just tells you to email their legal department when you question it. Legal department has attrition issues thus nothing is done. You won't have access to documents for the 3 day window to decide to return the funds so you will be stuck paying the illegal interest and high payments 2 times a month.
I am so thankful they helped me I lowered my payments but will never use them again I paid double of what o borrowed so I will not be using them again and would not recommend if you dont really need it
I understand the type of loan this is and for those truly in a pinch. I am not saying the service is bad however, the interest rate they are charging is extremely unethical and can be considered predatory lending. I personally spoke to a customer service rep who explained to me this is well within the practice and 93% interest is more than okay. At this rate I have another 3 years to pay this off. Of course no penalty to pay early!! I would like to have this interest looked into and lowered to a more affordable way. Please e... read more
Frequently asked questions about Personify Financial
How is Personify Financial rated?
Personify Financial has a 4.7 star rating with 6,248 reviews.
When is Personify Financial open?
Personify Financial is open now. It will close at 9:00 p.m.