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Personify Financial

4.7

About this business

We invented a new approach to unsecured personal loans. Every year lenders say "no" to millions of people looking for unsecured installment loans. They say it's too risky to lend to anyone whose credit isn't "prime". All it takes is an accident, illness, or unexpected expense and some lenders won't lend to you. Even if you're working and paying your bills. The problem isn't that you're too risky. It's that some lenders may just plug a few numbers into an old formula, and that's that. They don't look at the entire you. We'... read more

Location details

WeekdayScheduleStatus
Mon8:00 a.m. to 9:00 p.m.
Tue8:00 a.m. to 9:00 p.m.
Wed8:00 a.m. to 9:00 p.m.
Thu8:00 a.m. to 9:00 p.m.
Fri8:00 a.m. to 9:00 p.m.
Sat8:00 a.m. to 9:00 p.m.
Sun8:00 a.m. to 7:00 p.m.
4.76,355 reviews
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Scott W's profile image
Scott W 
2 years ago

Haha! A ton of fake reviews,this company is a predatory lender with high interest rates.I know someone with good credit that was approved with a extremely high interest rate,you will pay double for the loan amount.Eye for an eye if you have crappy credit and take a loan out with these scammers you will end up defaulting anyway..just don't pay the loan back and just deal with the creditors because you will regardless!Just my thoughts!! 

Vanessa w's profile image
Vanessa w 
3 years ago

Great help for me and my family..Thank you got your support. 

Deborah G's profile image
Deborah G 
3 years ago

I received a certificate of pre qualification from this company. I applied for the loan and was offered much less than the pre qualification indicated. I provided documentation they requested. I provided additional documentation as requested. Everytime I uploaded the documents, I would get an email that the documents were still needed. I was given an invalid link, I used the original link given. I finally called and they verified all documents were received but they were unable to use my business bank statement to verify my ... read more

Dakota G's profile image
Dakota G 
3 years ago

Talk about a loan shark any company that will take advantage of your situation is evil. They charged me 50% interest when I just needed someone to help me get back on my feet and build my credit. Stay away from this loan shark. $5000 loan will cost you $15000 after its paid in full. 

Monique M's profile image
Monique M 
3 years ago

I received a pre-approved letter that was good until September 2022. I didn't think I would need it because the company I'm thinking of financing my truck with only needed a minimum 5k down, per their website. I filled out the app and even with a 680 credit score, they now require 10k down. Sadly, I didn't have that much saved up. I decided to apply for this to get the extra funds. Being a company driver has been great for the last 6 years but with inflation and a sick parent, it's time to become my own boss. I have Personif... read more

Linda H's profile image
Linda H 
3 years ago

The worst ever, charge 98% interest, very rude customer service, I wouldnt recommend this place to anyone 

Glenice P's profile image
Glenice P 
3 years ago

payments and interest rates are way to high and unaffordable. Wish I would of re thought this one, but needed the money at the time. 

Raymond T's profile image
Raymond T 
3 years ago

Just got an email that I applied for a loan with these folks, and was turned down. I never applied for a loan. I believe they are probably one of the high rate "boost your score" loans Credit Karma has been pushing. I looked at a couple to see the terms but never applied for one. I'll never use Credit Karma again. 

Rickey M's profile image
Rickey M 
3 years ago

Didn't know you had to make payments ever two week .They gave the impression it was once a month. If I ever pay this loan off .will never do business with them again!!!!! 

Frequently asked questions about Personify Financial

How is Personify Financial rated?

Personify Financial has a 4.7 star rating with 6,355 reviews. 

When is Personify Financial open?

Personify Financial is closed now. It will open at 8:00 a.m.