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Personify Financial
About this business
We invented a new approach to unsecured personal loans. Every year lenders say "no" to millions of people looking for unsecured installment loans. They say it's too risky to lend to anyone whose credit isn't "prime". All it takes is an accident, illness, or unexpected expense and some lenders won't lend to you. Even if you're working and paying your bills. The problem isn't that you're too risky. It's that some lenders may just plug a few numbers into an old formula, and that's that. They don't look at the entire you. We'... read more
Location details
| Weekday | Schedule | Status |
|---|---|---|
| Mon | 8:00 a.m. to 9:00 p.m. | |
| Tue | 8:00 a.m. to 9:00 p.m. | |
| Wed | 8:00 a.m. to 9:00 p.m. | |
| Thu | 8:00 a.m. to 9:00 p.m. | |
| Fri | 8:00 a.m. to 9:00 p.m. | |
| Sat | 8:00 a.m. to 9:00 p.m. | |
| Sun | 8:00 a.m. to 7:00 p.m. |
I'm having a hard time with them. Waiting to answered emails. I have to wait 25 days for someone to respond to me about my personal information. It's seem crazy to me.Â
This company has the highest interest rates and is not a good choice for a loan nor to work with. They have the worst customer service and poor business practices. The lack of communication and help is unbelievable, and I recommend anyone to steer clear of this company. They do not work with customers and harass worst than a collection agency.Â
Staff on phones lies when they tell you they follow the state laws on maximum interest rate by state law. Interest rates are above most states legal limit, staff just tells you to email their legal department when you question it. Legal department has attrition issues thus nothing is done. You won't have access to documents for the 3 day window to decide to return the funds so you will be stuck paying the illegal interest and high payments 2 times a month.Â
I am so thankful they helped me I lowered my payments but will never use them again I paid double of what o borrowed so I will not be using them again and would not recommend if you dont really need itÂ
I understand the type of loan this is and for those truly in a pinch. I am not saying the service is bad however, the interest rate they are charging is extremely unethical and can be considered predatory lending. I personally spoke to a customer service rep who explained to me this is well within the practice and 93% interest is more than okay. At this rate I have another 3 years to pay this off. Of course no penalty to pay early!! I would like to have this interest looked into and lowered to a more affordable way. Please e... read more
It has extreme intetest rate and paying the principle you *** touch your loan. I was under the assumption that the interest rate over a 12 month period not every month . When I call and explain things to them response " I can pay the loan off .Â
The loan process was quick and easy. But the deposit date was incorrect and I have a lot of overdraft fees due to incorrect information given on when my loan would be deposited. I called my credit union and was told there is no deposit on the way at all. I have sent two email and have gotten no response or call. I would not use this loan company again. ******Â
Absolutely horrible communication! I cant get through to anyone on the phone and have sent several emails and havent gotten a single response. Absolutely horrible and 100% DO NOT RECOMMEND THIS COMPANY!!!Â
Bias...BIAS...BIAS! Applied and received a loan. Made all of my payments, TWICE a month, on time! I am in "good standing." Six months later I needed to refinance. My financial situation did not change since I first applied AND received a loan from Personify. Applied for a refinance and was denied. I sent an email inquiring about why I was denied a refinance, the reps would not tell me why. Sent an email and all I received was a reply email saying that they will "contact me in two business days." It's been four business days ... read more
Frequently asked questions about Personify Financial
How is Personify Financial rated?
Personify Financial has a 4.7 star rating with 6,355 reviews.Â
When is Personify Financial open?
Personify Financial is closed now. It will open at 8:00 a.m.Â