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Personify Financial

4.7

About this business

We invented a new approach to unsecured personal loans. Every year lenders say "no" to millions of people looking for unsecured installment loans. They say it's too risky to lend to anyone whose credit isn't "prime". All it takes is an accident, illness, or unexpected expense and some lenders won't lend to you. Even if you're working and paying your bills. The problem isn't that you're too risky. It's that some lenders may just plug a few numbers into an old formula, and that's that. They don't look at the entire you. We'... read more

Location details

WeekdayScheduleStatus
Mon8:00 a.m. to 9:00 p.m.
Tue8:00 a.m. to 9:00 p.m.
Wed8:00 a.m. to 9:00 p.m.
Thu8:00 a.m. to 9:00 p.m.
Fri8:00 a.m. to 9:00 p.m.
Sat8:00 a.m. to 9:00 p.m.
Sun8:00 a.m. to 7:00 p.m.
4.76,248 reviews
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Linda H's profile image
Linda H 
3 years ago

The worst ever, charge 98% interest, very rude customer service, I wouldnt recommend this place to anyone 

Glenice P's profile image
Glenice P 
3 years ago

payments and interest rates are way to high and unaffordable. Wish I would of re thought this one, but needed the money at the time. 

Raymond T's profile image
Raymond T 
3 years ago

Just got an email that I applied for a loan with these folks, and was turned down. I never applied for a loan. I believe they are probably one of the high rate "boost your score" loans Credit Karma has been pushing. I looked at a couple to see the terms but never applied for one. I'll never use Credit Karma again. 

Rickey M's profile image
Rickey M 
3 years ago

Didn't know you had to make payments ever two week .They gave the impression it was once a month. If I ever pay this loan off .will never do business with them again!!!!! 

Shirley N's profile image
Shirley N 
3 years ago

Process was quick, uneventful. Will have to wait to see before rate them. 

KL E's profile image
KL E 
3 years ago

Well, the loan was easy to get but I would think twice about taking another loan at the interest rate of *****% on a $500 loan. 

Matthew D.'s profile image
Matthew D. 
3 years ago

I got a letter of pre-approval, but that doesn't always mean you are gonna be approved. Well I filled out the application and I'll be damned. The interest rate was higher than two of my other loans but not as high as the one I'll be paying off with it so Ca-ching! I'll be saving money. Thanks Personify 

Reyes Yoli C's profile image
Reyes Yoli C 
3 years ago

Its a good thing to know there are some genuine and trustworthy people in this crazy world we live in, I got a recommendation for credit repair and that led me to West; he promised to fix my credit and remove every negative items not excluding evictions, repossession, criminal charges and to boost my score above 760 which he fulfilled after I contracted him. I was able to buy a house a few days after I pulled my report and saw the changes he made. If you need his service, you can reach him via his email " HACKWEST @ WRITEME.... read more

Mike T's profile image
Mike T 
3 years ago

I received a approval email , but needed more documents to verify my identity which I sent. I call numerous of time and every time I got different instructions on the next thing I needed to do. Had to start a whole new application and that means a whole new inquiry on my credit report. My second second attempt for the application hasnt got past the bank verified system and it been two weeks. So I called informing the company about this issue Im having and they advised me to start a new application. I will definitely not appl... read more

Frequently asked questions about Personify Financial

How is Personify Financial rated?

Personify Financial has a 4.7 star rating with 6,248 reviews. 

When is Personify Financial open?

Personify Financial is open now. It will close at 9:00 p.m.