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Personify Financial

4.7

About this business

We invented a new approach to unsecured personal loans. Every year lenders say "no" to millions of people looking for unsecured installment loans. They say it's too risky to lend to anyone whose credit isn't "prime". All it takes is an accident, illness, or unexpected expense and some lenders won't lend to you. Even if you're working and paying your bills. The problem isn't that you're too risky. It's that some lenders may just plug a few numbers into an old formula, and that's that. They don't look at the entire you. We'... read more

Location details

WeekdayScheduleStatus
Mon8:00 a.m. to 9:00 p.m.
Tue8:00 a.m. to 9:00 p.m.
Wed8:00 a.m. to 9:00 p.m.
Thu8:00 a.m. to 9:00 p.m.
Fri8:00 a.m. to 9:00 p.m.
Sat8:00 a.m. to 9:00 p.m.
Sun8:00 a.m. to 7:00 p.m.
4.76,248 reviews
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Denise L's profile image
Denise L 
2 years ago

It has extreme intetest rate and paying the principle you *** touch your loan. I was under the assumption that the interest rate over a 12 month period not every month . When I call and explain things to them response " I can pay the loan off . 

JoAnna F.'s profile image
JoAnna F. 
2 years ago

The loan process was quick and easy. But the deposit date was incorrect and I have a lot of overdraft fees due to incorrect information given on when my loan would be deposited. I called my credit union and was told there is no deposit on the way at all. I have sent two email and have gotten no response or call. I would not use this loan company again. ****** 

Michelle C.'s profile image
Michelle C. 
2 years ago

Absolutely horrible communication! I cant get through to anyone on the phone and have sent several emails and havent gotten a single response. Absolutely horrible and 100% DO NOT RECOMMEND THIS COMPANY!!! 

Nolan G's profile image
Nolan G 
2 years ago

Bias...BIAS...BIAS! Applied and received a loan. Made all of my payments, TWICE a month, on time! I am in "good standing." Six months later I needed to refinance. My financial situation did not change since I first applied AND received a loan from Personify. Applied for a refinance and was denied. I sent an email inquiring about why I was denied a refinance, the reps would not tell me why. Sent an email and all I received was a reply email saying that they will "contact me in two business days." It's been four business days ... read more

Scott W's profile image
Scott W 
2 years ago

Haha! A ton of fake reviews,this company is a predatory lender with high interest rates.I know someone with good credit that was approved with a extremely high interest rate,you will pay double for the loan amount.Eye for an eye if you have crappy credit and take a loan out with these scammers you will end up defaulting anyway..just don't pay the loan back and just deal with the creditors because you will regardless!Just my thoughts!! 

Vanessa w's profile image
Vanessa w 
2 years ago

Great help for me and my family..Thank you got your support. 

Deborah G's profile image
Deborah G 
2 years ago

I received a certificate of pre qualification from this company. I applied for the loan and was offered much less than the pre qualification indicated. I provided documentation they requested. I provided additional documentation as requested. Everytime I uploaded the documents, I would get an email that the documents were still needed. I was given an invalid link, I used the original link given. I finally called and they verified all documents were received but they were unable to use my business bank statement to verify my ... read more

Dakota G's profile image
Dakota G 
3 years ago

Talk about a loan shark any company that will take advantage of your situation is evil. They charged me 50% interest when I just needed someone to help me get back on my feet and build my credit. Stay away from this loan shark. $5000 loan will cost you $15000 after its paid in full. 

Monique M's profile image
Monique M 
3 years ago

I received a pre-approved letter that was good until September 2022. I didn't think I would need it because the company I'm thinking of financing my truck with only needed a minimum 5k down, per their website. I filled out the app and even with a 680 credit score, they now require 10k down. Sadly, I didn't have that much saved up. I decided to apply for this to get the extra funds. Being a company driver has been great for the last 6 years but with inflation and a sick parent, it's time to become my own boss. I have Personif... read more

Frequently asked questions about Personify Financial

How is Personify Financial rated?

Personify Financial has a 4.7 star rating with 6,248 reviews. 

When is Personify Financial open?

Personify Financial is open now. It will close at 9:00 p.m.