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Personify Financial

4.7

About this business

We invented a new approach to unsecured personal loans. Every year lenders say "no" to millions of people looking for unsecured installment loans. They say it's too risky to lend to anyone whose credit isn't "prime". All it takes is an accident, illness, or unexpected expense and some lenders won't lend to you. Even if you're working and paying your bills. The problem isn't that you're too risky. It's that some lenders may just plug a few numbers into an old formula, and that's that. They don't look at the entire you. We'... read more

Location details

WeekdayScheduleStatus
Mon8:00 a.m. to 9:00 p.m.
Tue8:00 a.m. to 9:00 p.m.
Wed8:00 a.m. to 9:00 p.m.
Thu8:00 a.m. to 9:00 p.m.
Fri8:00 a.m. to 9:00 p.m.
Sat8:00 a.m. to 9:00 p.m.
Sun8:00 a.m. to 7:00 p.m.
4.76,355 reviews
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Elizabeth F's profile image
Elizabeth F 
2 months ago

I have experienced persistent difficulties with the application process since July 3, 2025. Despite submitting all requested documentation, I have repeatedly been asked to provide "additional" documents. My application has now reportedly expired, necessitating a reapplication.I am unable to reach a resolution, as the contact number I have been utilizing their *************************************************************************************************************** higher management. This lack of accessible escalation is... read more

Jehangir S's profile image
Jehangir S 
2 months ago

Your staff is great, but your interest rates are exhorbitanty high. With all due respect I will not recommend Personify to anyone with a clear conscience. If it had been someone I know who is stuck overseas I would have never got this loan 

Shawn W's profile image
Shawn W 
5 months ago

Easy application process, high interest rate makes it nearly impossible to accomplish an early payoff . Predatory lender 

Charles S's profile image
Charles S 
6 months ago

I received a pre-qualified mailing which I applied for. Their system didn't verify my bank account and I was never notified..Later I would send verification in which was not scanned in causing my loan to "time out". I only found that out by calling in since there was no communication back to me.Meanwhile, every time I would call or email, I'd have an autoresponse that it would take 2-3 days to hear from them. Usually on day 4 I would contact them for follow up.After this, I was still declined for the loan after nearly a mont... read more

Elizabeth W's profile image
Elizabeth W 
10 months ago

This company is a scam! Perhaps they do help people but when you enter your info for a loan, they use it to steal your info. I was charged for the $1 free trial. I immediately cxl it so I thought. I was charged $35 monthly fee. I had to ask for a supervisor and refund a dozen times before the agent said he voided the transaction. We shall see. Dont deal with the site! Its a SCAM!! 

Sean T's profile image
Sean T 
10 months ago

its been 13 days and I am still waiting for the funds. **************** in polite but not helpful. Extreme interest rate. 

Jeanette W's profile image
Jeanette W 
10 months ago

I applied and was approved on Monday. They are stating they are unable to verify my account which is unbelievable to me since I sent my Bank's official ACH/Auto Debit Form along with their completed ACH/Debit form. I hope I am not getting scammed! 

AA S's profile image
AA S 
10 months ago

Received an email stating I was approved for the loan from personify. And a disbursement date for the funds to be deposited in my account. A day later I received another email from ********************* stating I was denied. Which is it? So very confusing. Do not recommend this con artist company. 

Alan P's profile image
Alan P 
a year ago

In January of 2022 I receive a loan of 1500 in which I took. Every-time I go to reapply Im rejected for no reason. Now keep me in mind when I first I had this loan my credit score was not good at all. Yes there were times were I had to make payment adjustments due to financial issues but those wereade up with double payments as well whenever the payment adjustment was made. The loan was paid off in May of 2023 which was a month before the maturity date but every-time I apply Im still denied. Im thinking about taking legal ac... read more

Frequently asked questions about Personify Financial

How is Personify Financial rated?

Personify Financial has a 4.7 star rating with 6,355 reviews. 

When is Personify Financial open?

Personify Financial is closed now. It will open at 8:00 a.m.