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Personify Financial
About this business
We invented a new approach to unsecured personal loans. Every year lenders say "no" to millions of people looking for unsecured installment loans. They say it's too risky to lend to anyone whose credit isn't "prime". All it takes is an accident, illness, or unexpected expense and some lenders won't lend to you. Even if you're working and paying your bills. The problem isn't that you're too risky. It's that some lenders may just plug a few numbers into an old formula, and that's that. They don't look at the entire you. We'... read more
Location details
| Weekday | Schedule | Status |
|---|---|---|
| Mon | 8:00 a.m. to 9:00 p.m. | |
| Tue | 8:00 a.m. to 9:00 p.m. | |
| Wed | 8:00 a.m. to 9:00 p.m. | |
| Thu | 8:00 a.m. to 9:00 p.m. | |
| Fri | 8:00 a.m. to 9:00 p.m. | |
| Sat | 8:00 a.m. to 9:00 p.m. | |
| Sun | 8:00 a.m. to 7:00 p.m. |
Yes the interest rate is crazy, but they gave a chance when no one else wanted to. The application process was easy. I hope the rest of the loan process is as well.
I would not recommend this loan company to anyone. I applied for a $5,000 loan to get myself out of debt. When I first applied it stated my interest rate would be $2,000 so I accepted the loan back in Oct. 2019. Never missed a payment, when online to print out all my documents to have on hand. The paperwork showing that in 2022 I will have paid off $14,683. So I kept calling Personify finance to find was this a mistake, phone just kept ringing. I'm trying to understand how I went from paying back $7,000 to $14,683, that's a ... read more
The process was seamless and fast. I will look forward to receiving my deposit in a timely manner and take care of my urgent financial needs. The interest rate is high but I plan to pay down earlier and take advantage of the decreasing rate. I am troubled by the reviews that allege this to be a fraud and some applicants are not receiving their funds as promised. I pray that my request has a more positive outcome. If so, I will certainly recommend this business to others who have suffered an unforeseen financial set back and ... read more
Approved as soon as all my documents were submitted. Online recording says money will be deposited today! Gave me a chance when no one else would! Saved Christmas.
If there was an option to leave no stars, I would. This company is awful. I applied 3 days ago. Every single day they have asked for more information, information that I’ve already provided. I’ve given them basically my entire financial story including pictures of paychecks, bank statements, payroll, proof of child support, and then some, and they’re STILL wanting more, and are asking for items I've already sent them, and shows on the "secure document upload" as they receiving and accepting it. Its not worth the constant str... read more
so far, so great, I didn't think I would get a loan, but, I have. The interest rate is rather high, but, desperation makes you relieved to get what you need. Security measures appear to be very up to date.
The application process was easy, and the additional information they requested was examined and the loan approved within three days. The interest rate is high, but will go down as timely payments are made. Much easier than obtaining a bank loan.
Process was pretty smooth. There are some things that could be fixed about the process. 1. After completion of application it brings you back to main screen and no information is given pertaining to what comes next etc. Though the chat function was easy. The ability to customize repayment schedule is nice. My only gripe is the sky high interest rate. My credit is decent. A few points below prime lending scores and the rate I got was 154% APR. However, at this time I didn't really have a choice. So far the company seems legit... read more
Every day I get notified that my loan has been approved. The next day they need more documents and this has been going on every other day for 2 weeks. I asked them if this was just a way to get more personal information that is not needed to qualify for a loan
Frequently asked questions about Personify Financial
How is Personify Financial rated?
Personify Financial has a 4.7 star rating with 6,248 reviews.
When is Personify Financial open?
Personify Financial is open now. It will close at 9:00 p.m.