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Personify Financial
About this business
We invented a new approach to unsecured personal loans. Every year lenders say "no" to millions of people looking for unsecured installment loans. They say it's too risky to lend to anyone whose credit isn't "prime". All it takes is an accident, illness, or unexpected expense and some lenders won't lend to you. Even if you're working and paying your bills. The problem isn't that you're too risky. It's that some lenders may just plug a few numbers into an old formula, and that's that. They don't look at the entire you. We'... read more
Location details
| Weekday | Schedule | Status |
|---|---|---|
| Mon | 8:00 a.m. to 9:00 p.m. | |
| Tue | 8:00 a.m. to 9:00 p.m. | |
| Wed | 8:00 a.m. to 9:00 p.m. | |
| Thu | 8:00 a.m. to 9:00 p.m. | |
| Fri | 8:00 a.m. to 9:00 p.m. | |
| Sat | 8:00 a.m. to 9:00 p.m. | |
| Sun | 8:00 a.m. to 7:00 p.m. |
The process was easy and quick just wish the interest rates are a little lower but do like the incentives with paying on time.
Although the process was simply, and the one time I had communication with a chat representative was awesome, the interest rates are really way too high. It is a better option for emergency cash than a regular payday loan, but the interest rates still take advantage of people who for reason beyond their control need additional cash and do not have the ability to qualify for regular loan options.
Applying for the loan online was very easy but the interest rates are very high. I know this is because of your credit rating. I really appreciate the quickness of the approval process.
Very fast,easy, and fair for my situation.
If you need a loan fast, then this is the place. Interest is high but that should really be expected anyway. So far I have no issues that reflect in a negative manner.
I would recommend. Easily accessible even though the rates are high but if you need it you can usually get it.
Rates may be high but you can get a loan. You need at least six months of paystubs, utility bills, bank statements, a fair credit score and government ID you're on the way. Pay off early without penalty. The only beef I have is if you pay extra towards the principal amount owed it cuts time off from the end of your loan, don't expect to skip the next payment.
The application form was very user friendly. The speed of approval was amazing. However, the one drawback was the start date of the repayment. Overall, the experience was good.
This is simply a warning to other prospective shoppers for a loan from Personify or similar organizations. It's hard to label them a scam but let's just say they are at the very least, misleading and take advantage of people but I digress... I did fill out their online application after carefully considering my options. I'm not in dire straits for a loan but felt that since my credit card balances were high, why not apply for loan ($1000) and pay off the cards and simply deal with one lender - Oh, I have 2 credit cards with ... read more
Frequently asked questions about Personify Financial
How is Personify Financial rated?
Personify Financial has a 4.7 star rating with 6,249 reviews.
When is Personify Financial open?
Personify Financial is closed now. It will open at 8:00 a.m.