[QA] Source Coverage Reference

Credit Karma Member 

on Creditkarma

2 years ago

Pour business practices definitely stay away from One main financial husband taken a court, sued and lost their case for me. Nippulating interest rates and unfair business practices. As far as adding hard inquiries on to credit report. Which is what they're doing To myselfWhich my account is paid up-to-date and current. 

Credit Karma Member 

on Creditkarma

2 years ago

Precomputed Loans Stay away from Precomputed loans. no paying extra on principle, trust me they will get EVERY BIT of the interest they are charging with this type of loan. The only way to get out of it is to pay in full. Paid 7 payments so far ( 1100 bucks) and they kept almost 800 of it for themselves, 300 is all that went to principle. READ the fine lines........Predatory loans = Precomputed loans. Onemain financial is the master of this type of loan. Do a google search on them and you will see 20 million they must pay fo... read more

Credit Karma Member 

on Creditkarma

2 years ago

Unethical Business Practices Horrible experience. They lie, send congratulatory emails saying that you have been approved. You complete the documentation. Then speak to an uninformed representative (Nicole) who recites misinformation and then when you call "them out" on their unethical practices; they hang up on you. At least, this is how I was treated by Nicole. 

Credit Karma Member 

on Creditkarma

2 years ago

Horrible Rude Service Very poor customer service. The lady was very rude anytime I asked questions and would never call me back to keep me updated I constantly had to do that. Then it was like I was an inconvenience. If you can get approved elsewhere please do so and save yourself the trouble. 

Credit Karma Member 

on Creditkarma

2 years ago

No Bueno Your credit score needs to be good in order to qualify, make sure your cards are up to date basically do it on your own. They are a secondary lender 

Credit Karma Member 

on Creditkarma

2 years ago

It was OK They will give you a loan if you have collateral the interest rates are sky high I know we all have issues but sometimes it's better to weather the storm before you sign that dotted line ... 

Credit Karma Member 

on Creditkarma

2 years ago

STAY AWAY! Back in April of 2023, I fell under extremely hard times. For over a year, I had considered taking a loan to help with my credit card debt. I decided to apply with OneMain Financial. I was approved for a Loan, only after having using my car as collateral. Conveniently for OneMain Financial, my car ate up most of the loan and left me with little to apply towards credit cards and other debt. Months later (10/12/23), I received a letter from OneMain Financial for an "Invitation to Apply for a secured RENEWAL for $2,2... read more

Credit Karma Member 

on Creditkarma

2 years ago

Worst Place Ever! The professionalism was at a all time worse. The wait time to make copies was terrible. it should have taken 35 minutes tops it took over an hour. The person I was supposed to see never acknowledged me or spoke. 

Credit Karma Member 

on Creditkarma

2 years ago

You Can Not Trust Credit Karma’sOutstanding Odds ! I also was given “Outstanding Odds” on a Credit Card, and was declined with a hard inquiry still sitting on my report. I did trust the, now I Do Not.