Saul Bailey at Rate (NMLS #114610)

user5201838 

on Zillow

12 years ago

Saul Bailey is a consummate professional. I just completed a very complex refinance on a second home which included cash out, paying off a second mortgage and dealing with a family trust. The home is also located in an environmentally sensitive area with potential flood issues. Saul handled all of these problems in the most efficient and professional way possible. He anticipated nearly all of the road blocks that naturally arise in this difficult lending environment. When items came up that he didn't have an answer for, he r... read more

user6680678 

on Zillow

12 years ago

A co-worker recommended Saul when he heard me casually mention refinancing. I got in contact late in 2012 to explore the possibility, but then life intervened and refinancing kind of fell off the radar. Saul conscientiously e-mailed occasionally during this period, not badgering but just reminding me he was there in case I was ready to pursue things further. A few months later, I was, and Saul got me a fantastic rate of 2.375% on a 5/1 ARM from Fifth Third (I chose an ARM because my wife and I will probably move in the next ... read more

user67120597 

on Zillow

12 years ago

Received a letter concerning a refi. Contacted Saul and immediately received answers to all of my questions. Once we decided to go ahead with the refinance it was a quick and painless experience. Would highly recommend, and already have, to anyone looking to finance a home purchase. 

user7774527 

on Zillow

12 years ago

Saul was very calm and made me feel at ease throughout the refinancing process. He had all the answers to my questions and he kept me informed on what steps to take,and where we were at, and what would happen next. I would certainly recommend Saul to anyone who has loan and mortgage needs! 

fbpoole 

on Zillow

12 years ago

Retired Vet, VA Loan needed to get pymt down. Other lenders wanted to qualify, appraisal and Mortgage Ins. Couldn't do it.Got letter from Saul, No appraisal, no qualifying and a .25 lower than offered elsewhere.Grabbed it thinking it would fall thru or last minute "Adjustment" to my bad.Nothing, nada... Soooooo smooth, almost forgot who he was and what we were doing. Kept me informed all the way, had to tell him to STOP... and enjoy the weekends... heheh. Would highly recommend him to anyone and while restricted by the Govt ... read more

ssanborn67 

on Zillow

12 years ago

Excellent! The most stress free process I have ever experienced with regard to home loans. It was an extremely smooth process. It took two weeks from the time I called him to the time I closed on the loan. With very little time invested for such a great loan and interest rate, the value of my experience is very high. I would definitely recommend Saul! 

Schultz9999 

on Zillow

12 years ago

I got recently refinance my home. I wanted the lowest rate with no closing costs. It was seamless and quite clear process. Saul provided me with estimates and detailed insight on whys and whens. My initial numbers were good but even after the process kicked in, Saul was able to make it even better. Going forward, it's highly unlikely I will be looking for someone else help if I need another mortgage. 

user2948317 

on Zillow

12 years ago

Saul helped me with a VA refinance. Very easy to work with. Answered all my questions immediately. Refi was fastest and easiest I've ever done. Thank you! I would definitely recommend Saul! 

user938875 

on Zillow

13 years ago

Saul helped us in March with our VA refinance. He was a pleasure to work with as he was very responsive, courteous and knowledgeable. He always answered our questions completely and in a timely manner. Compared to our origination loan this was a stress free experience. We gathered the information Saul needed and he took it from there. Less than a month later we were signing our closing papers. We highly recommend Saul to anyone that is considering refinancing. Thanks Saul.