Tresl

Credit Karma Member 

on Creditkarma

11 years ago

I have completed an auto refinance with IFS and found this to be the easiest way to get a good loan on your terms. After doing this with dealerships all my life, I can't believe I have not done it this way before. IFS people are friendly and know their stuff! I was able to cut my interest rate in half and did it all on line. IFS is great I highly recommend them. 

Credit Karma Member 

on Creditkarma

11 years ago

I can't thank Emily H. enough! After about a year of getting denied for a refinance, I had given up on keeping the Jeep I loved and paid for faithfully for three years. I joined CreditKarma to work on improving my credit scores after a bankruptcy discharge and was recommended I contact IFS for a auto refinance. I didn't have much hope but decided to try one more time. Somehow Emily was able to find a company to refinance me and get be back on the road to financial recovery with a significantly lower and more affordable payme... read more

Credit Karma Member 

on Creditkarma

11 years ago

Working with Ross Ryden at Innovative Funding Services was very easy and the process was smooth. Ross communicated well and explained every step of my automotive refinancing process. He was honest and never promised anything that he could not deliver. I recommend working with IFS for refinancing your automotive loan. 

Credit Karma Member 

on Creditkarma

11 years ago

Took a chance and was very pleasantly surprised. Process was fast and IFS easy to work with. Great communication and customer service. Got a great refinance deal, didn't realize how bad my original finance was until IFS improved upon it. Very happy with IFS. 

Credit Karma Member 

on Creditkarma

11 years ago

I got the refinance referral from CK. I thought why not try, because my payments were $484 monthly and my percentage rate was 60 months at 6.69 %, financed @$28,000 for my 2014 Mazda CX-5 - (Chase auto) I have made advance payments until Dec. 2014 (I was 3 months ahead of payment) - which put the refinance approval in my favor. IFS found a Credit Union, in California that will take my loan for $24,000 at 3.79%, however I had to go back to 60 months. I choose to do that, because my payments are now $375 monthly. Application p... read more

Credit Karma Member 

on Creditkarma

11 years ago

First time refinancing an auto loan and the agent was helpful every step of the way. The rate I'm paying is slightly higher than what I was quoted but I'm still sitting a lot of money. 

Credit Karma Member 

on Creditkarma

11 years ago

First time refinancing my auto loan, The agent made it super easy and help every step of the way. The rate that I ended up paying was slightly higher than what I was quoted but I'm still saving a lot of money and I am very happy. 

Credit Karma Member 

on Creditkarma

11 years ago

After a suggestion from Credit Karma, I looked into refinancing my car with IFS. Best decision EVER my interest rate went from 9.8% to 3.99%. They also lowered to payment amounts. Brian has excellent customer service skills, working with him has been a pleasure. My advice to anyone that is considering it would be to do your research, it shows the likelihood of you being accepted for the loan... the process was painless and definitely worth it! 

Credit Karma Member 

on Creditkarma

11 years ago

IFS has saved me a lot of money monthly and long term. The best part of the process was working with Patrick Appleton, who was accomodating of my crazy work hours and kept me updated every step of the way, with such a great personality as well. Wish I could rate even higher for the customer service alone. Thanks so much to Patrick and to IFS, if you want to save money, go for it with them! Easy and a relief to my wallet, wish I would have done this sooner.