Tresl

Credit Karma Member 

on Creditkarma

11 years ago

I am so glad I refinanced with Innovative Funding Services. I recieved a great rate and I am very happy!! Thank you Emily for the GREAT service! 

Credit Karma Member 

on Creditkarma

11 years ago

I brought my car from a dealer on black friday 11/2012. It was used. 2012 camry. The interest rate was 10.5%. I read all the reviews ...Negative and positive alike I took into acct everything written then looked at my situation and what I needed. My credit sscore on CK -vintage score was 708 at the time and TU was 660. This was less than 2 weeks ago. I applied, next day I got a call and I was approved in 48hrs. My new insterest rate was 2.99%. I almost fell out my bed. I asked her over and over again if it's for 2.99% she sa... read more

Credit Karma Member 

on Creditkarma

11 years ago

The process was very easy and efficient. Innovative Funding and the associate that helped me were excellent. 

Credit Karma Member 

on Creditkarma

11 years ago

I submitted a request to refi my auto loan through credit karma's website. A representative reached out to me the following day by phone to confirm the information I submitted in my online application; the refi was completed in 1-2 days. Overall, a great experience and I'm glad to have a lower interest rate. 

Credit Karma Member 

on Creditkarma

11 years ago

I wanted to apply for an auto refinance suggested by Credit Karma. Alot of the negative reviews are based on the difference between what Credit Karma suggests and what the lender can provide. There are many factors outside of what Credit Karma suggest is available. These open factors can most of the time be handled via a simple phone call to IFS. I was able find out ( before getting an inquery on my credit report ) that the negative equity in the vehicle is a major factor in what interest rate you will quality for. I was als... read more

Credit Karma Member 

on Creditkarma

11 years ago

I had the pleasure of working with Mark Gist, Finance Advisor, at Innovative Funding Services. He always answered email within minutes sometimes with a call to ensure that I had all the needed information. His customer service and the refinancing were wonderful. 

Credit Karma Member 

on Creditkarma

11 years ago

I worked with Ross at IFS. He was very communicative, and had a loan offer for me within hours of applying. Even with less than stellar credit, he was able to find me a loan that dropped my monthly payment over $140 and my interest over 9%, while not extending the length of my loan greatly. He was quickly available for any questions. I would absolutely recommend this option to lower payments. 

Credit Karma Member 

on Creditkarma

11 years ago

Got what I needed and was painless with the help of IFS. 

Credit Karma Member 

on Creditkarma

11 years ago

I applied for an auto refi with IFS through my offer from Credit Karma. My loan officer was extremely prompt and courteous, answered all my questions, and walked me effortlessly through the process. I would highly recommend. The only negative is lack of communication regarding how to access and pay my new loan, but I did just receive the payoff on my old loan today, so I'm sure that information is pending.