Vipin Raj at Certainty Home Lending (NMLS #1392977)

Varghese Chacko 

on Zillow

5 years ago

Working with Vipin Raj was pleasant and informative. He was very perceptive to our concerns and needs and helped us obtain the right loan package for the purchase of our first home. We have not only obtained a loan that meet our financial needs, more importantly we got a good friend. I would definitely recommend Vipin to anyone who is seeking a professional loan officer. We are quite pleased with his performance, and the overall experience. Thank you Vipin! 

stanly 

on Zillow

5 years ago

As daunting as purchasing a new home can be, particularly for a first time homeowner, Vipin Raj goes above and beyond to ensure the loan process proceeds seamlessly. Thanks to his endless patience, expertise, and efficiency, Vipin is truly a great advocate for his customers. I highly recommend Vipin for all mortgage loan-related needs as you will not find anyone more knowledgeable, honest, and able to offer a competitive rate. 

fawadh 81 

on Zillow

5 years ago

Vipin was such a professional thru the entire process, he was very reliable and available to answer all our concerns. I would 100% recommend him to my family and friends. 

jobinkk 

on Zillow

5 years ago

I had the pleasure to work with Vipin and he not only gave me the best rates but also helped me through out the process to make the experience a wonderful one. He was available when needed and patiently provided guidance every step of the way. Would definitely recommend to a friend. 

Devi 

on Zillow

6 years ago

Vipin was extremely professional, patient, and genuinely willing to help from the very beginning. As a first time home buyer, I was quickly overwhelmed throughout the various steps of purchasing a home but Vipin was very helpful in walking me through the entire loan application process. It was nice to work with someone who understood that anxiety that comes along with buying a house and was supportive in every way. Without hesitation, I would highly recommend Vipin to future home buyers! 

Basil Baby 

on Zillow

6 years ago

Vipin is very professional/friendly. He helped to refinance my home loan with a good interest rate. In my case, he helped to cutdown the closing cost in few ways like avoiding appraisal etc. He was honest in the approach and provided all nitty gritty details with clarity which made my decision process easy. He took care of all the closing formalities in the background and all I had to sign the papers at the end. Banking at the best! Thank you Vipin 

Ann J 

on Zillow

6 years ago

This is our second time doing business with Mr. Vipin Raj. In 2018 for purchase and now in 2019 for refinance. Vipin was able to get us a very competitive refinancing rate with minimal bank fees. The most attractive part of the deal was that we got a appraisal waiver, which is an easy $495 dollar saved on refinance cost saved just because Mr. Raj was able to shop us the best deal in town. The process was very simple and easy and Mr. Raj explained every step and guided us through the process. We highly recommend Mr. Vipin Raj... read more

user19562462 

on Zillow

6 years ago

Vipin was patient and helpful with all my questions. He did not rush me into making a decision, rather provided useful tools and tips to arrive at one. He tries to get the best offer that matches an individual's requirement. 

Srihari 

on Zillow

6 years ago

Vipin Raj was very helpful. Guided in each step towards the loan approval process. we were able to do the settlement before the originally planned date. It was a great experience working with Vipin. Thank you so much!