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Al Esposito at Guaranteed Rate Affinity (NMLS #106827)

5.0

About this business

Al Esposito is your Clinton local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Al is committed to helping homeowners with home purchase loans and refinances. Contact Al at (908) 546-5617 for more information! 

Location details

186 Center St, Clinton, NJ, 08809, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0610 reviews
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Armando & Kailin L's profile image
Armando & Kailin L 
5 years ago

Mr Esposito was very responsive to all our questions. We were extremely impressed with the turnaround and how quickly the closing date was scheduled, less than 3 weeks!!! He explains the process clearly and is very straight forward; this was very important to us since it was our first home. We will be always grateful for all the help and service that he provided. We have to mention that we never felt pressured and couldn't imagine our home buying process being any easier. He really cares about his costumers and that was very... read more

Business response:

It was a pleasure working with you as well Armando and Kailin. I hope you enjoy your new home and make many happy memories there! 

thebillingsinbox's profile image
thebillingsinbox 
5 years ago

Each step of the process, Al would check in with us to let us know what is going on, what it means and what comes next. He was very prompt and professional in responding to our questions, as well as letting us know what we needed to do on our end for this process to go smooth. Overall, this process felt seamless and I think a lot of that had to do with Al and his team. 

Business response:

I'm so glad you and Danielle felt informed and that the process was seamless to you both. That's a huge deal to me and my team! Enjoy the new house. 

Tom's profile image
5 years ago

Al was a pleasure to deal with: knowledgeable about the product, pleasant, optimistic and extremely patient. As a first time home owner this made me feel very comfortable about the transaction. Highly recommended! Thanks Al Happy Holidays 

Business response:

Thank you Tom - you're so kind! I'm glad you felt comfortable and I hope you had happy holidays as well my friend! 

Brian mucerino's profile image
Brian mucerino 
5 years ago

Alfomzo was great from the beginning. Al was always very upfront and truthful during the hole mortgage process. His communication skills and his on time readiness made it very pleasant for my crazy work schedule. Al and his team always went the extra mile for my wife and I. I highly recommend Alfonzo and his team to anyone looking for a mortgage. 

Business response:

Thank you Brian! I'm glad you found the whole mortgage process honest and upfront. Hope you are enjoying the new home! 

robertazak33's profile image
robertazak33 
5 years ago

We came to Alfonso after our other mortgage lender left us stranded without approval for a loan just days out from our planned closing date. Our realtor Sandy recommended Alfonso who jumped in, figured out everything, and told us that the process would be completed in 7-9 days. It took less--it can be done in 4 days with Al! He was extremely friendly and timely in his communications. Alfonso, Karen, and Evan made our home-ownership dreams come true! If I were to buy a second home or a friend or family member needed a mortgag... read more

Business response:

Robert and Lucy - I am SO happy for you both! I hope that your first Christmas in your new house was special. It was my pleasure helping you both! 

ksiezopb's profile image
ksiezopb 
5 years ago

My boyfriend and i started to look at houses to start the process. Alfonso was very helpful during the process giving us super precise numbers about what we would get approved for. He was very honest with his numbers which made it easy to trust him through the process. When we first started to look he helped us break down and figure out a good estimate of what we would want to spent each month. From the beginning to the end of our purchase, Alfonso was there the whole time. Anytime we had a question he was there to answer wh... read more

Business response:

Dmitriy and Brittany I am so happy to hear you found your home buying experience so positive! I'm so grateful for your referrals to your family members as well. Your referrals are very much appreciated. Enjoy the new house! 

KInfu's profile image
5 years ago

Alfonso and his team provided a high level of customer service. Alfonso had my pre-approval completed quickly and worked with me every step of the way from pre-approval through loan application. My loan is still in progress due to my closing being delayed due to circumstances outside of our control. Alfonso and his team have been in contact with me every step of the way to make sure we are able to have a smooth closing once a date is scheduled. 

Business response:

Thank you Karen! I hope I will be your lender for life and I look forward to keeping in contact after your loan closes too! 

William and Francia's profile image
William and Francia 
5 years ago

Al and his team provided us a high level of customer service. He was always available and guided us through every step of the process thanks to him and his team our closing went through in 3 weeks. Look no further for your lending needs, Al and his team are the BEST!!! SERIOUSLY!!! 

Business response:

You are very kind William! Thank you so much. 3 weeks of hard work paid off. Now you get to enjoy the holidays in your new home! 

mike d's profile image
mike d 
5 years ago

Have been working with Alfonso for approx 3 years, he was able get me approved for 250k with absolutely no credit. He went above and beyond in every step of the process, especially when I finally found a house. He was one step ahead of everyone and made the process simple, would recommend him and his crew to anyone and would use him again when purchasing another property. 

Business response:

Thank you Mike! So glad you teamed up with me and saw the value in the long haul plan. Congratulations on your new home my friend!! 

Frequently asked questions about Al Esposito at Guaranteed Rate Affinity (NMLS #106827)

How is Al Esposito at Guaranteed Rate Affinity (NMLS #106827) rated?

Al Esposito at Guaranteed Rate Affinity (NMLS #106827) has a 5 star rating with 610 reviews. 

When is Al Esposito at Guaranteed Rate Affinity (NMLS #106827) open?

Al Esposito at Guaranteed Rate Affinity (NMLS #106827) is closed now. It will open on Monday at 9:00 a.m.