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Citadel Credit Union

2.6

About this business

Location details

558 Kimberton Rd, Phoenixville, PA, 19460, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
Sat9:00 a.m. to 1:00 p.m.
SunClosed
2.6106 reviews
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MusicDoctor 4.'s profile image
MusicDoctor 4. 
rating
4 weeks ago

What an awful credit union. Good Customer service is nonexistent here. Put collateral insurance on my auto loan, when I had coverage. I called them to ask why? A ridiculous reason was given. It raised my payment by more than $200 per month. They corrected it, but refused to take the extra amount off. I had 16 months left. I told them this is unreasonable. The Rep I spoke with was nothing short of horrible. I asked him how many account holders do you rip off like this everyday? I wish I could give Citadel zero stars. Avoid ... read more

Business response:

Thank you for taking the time to share your feedback—we truly appreciate it. We would greatly value the opportunity to review your concerns and address them more thoroughly. If you are open to it, please email us at MemberResolution@citadelbanking.com, and a member of our team will personally reach out to assist you and carefully look into your concerns. 

Teddy P.'s profile image
Teddy P. 
rating
a month ago

I suggest you look elsewhere if you belong to a credit union out of state and think their ATM's will allow you to make withdrawals without a fee. They charged me $5.00 to get money out of my account. Seems more like a bank than a credit union. 

Business response:

Thank you for sharing your feedback regarding your experience using our ATM. If you would like to discuss this further, please reach out to us at MemberResolution@citadelbanking.com so we can gather more information and address your concerns personally. 

Rich S.'s profile image
Rich S. 
rating
2 months ago

They didn't do their homework when approving a car loan. Their loss. They can pack sand ! 

Business response:

Hello Rich S. Thank you for sharing your feedback. We understand that the outcome of your auto loan application was disappointing, and we regret that your experience did not meet your expectations. We would welcome the opportunity to review this matter further and address your concerns directly. Please contact us at MemberResolution@citadelbanking.com, and a member of our team will be happy to assist you. 

Michelle Y.'s profile image
Michelle Y. 
rating
7 months ago

Horrible customer service. been a member for 3 years and every time I call I am more disappointed. Their platform doesn't work well. I can't sign up for automatic payments. I called to have them turn on automatic payments and they made an error and it didn't go through the following month and I got a late fee. I don't recommend this credit union. 

Business response:

Hi Michelle. Thank you for taking time to share your experience - we take our member feedback seriously and would appreciate the opportunity to address your concerns, personally. Please provide contact information via email to: MemberResolution@citadelbanking.com 

Robert R.'s profile image
Robert R. 
rating
7 months ago

I've been paying the same bills for 12yrs, yet they still Flag 8 transactions a month for fraud. Also I recently won 600 bucks at an online casino, and when I withdrew it, Citadel flagged the 600 deposit as fraud, WHAT? Yes, they wouldn't allow a deposit. Another thing is i applied for a credit line, and have been denied 4 times with good credit, no late payments at all in 12 yrs, but they approved 3 of my friends who have all filed for bankruptcy which I've never done, and when I first started my job, I paid thousands in NS... read more

Business response:

Hi Robert. Thank you for taking time to share your experience - we take our member feedback seriously and would appreciate the opportunity to address your concerns, personally. Please provide contact information via email to: MemberResolution@citadelbanking.com 

Roxanne M.'s profile image
Roxanne M. 
rating
7 months ago

We have an auto loan with citadel credit union. They are advertising they are helping those affected by the government shutdown, however they are discriminating against those same people. My husband works for a government contractor who can no longer pay my husband until the shutdown is over. He is 100% affected and works for the government. Yet they claim they won't help those who work for the government contractors. These people are affected exactly the same as those whom work directly for the government. This is discrimin... read more

Business response:

Hi Roxanne. Thank you for taking the time to share your experience. We’re truly sorry to hear about the challenges your family is facing during the government shutdown, and we understand how difficult and stressful this time must be. At Citadel Credit Union, we’re committed to supporting members through financial hardship, and we regret that your recent interaction did not reflect the compassion and care we strive to provide. Your feedback raises an important concern, and we are actively reviewing our policies to ensure they... read more

Diana S.'s profile image
Diana S. 
rating
a year ago

Horrible they make you jump through hoops and still don't work with you. Very disappointing. Take your money and still screw you. 

Business response:

Thank you for taking time to share your experience - we take our member feedback seriously and would appreciate the opportunity to address your concerns, personally. Please provide contact information via email to: MemberResolution@citadelbanking.com 

Jorge L.'s profile image
Jorge L. 
rating
a year ago

Horrible customer service. I called two times to my bank where i have been a member over 20 years with numerous accounts and waited on the line for 20 minutes in regards to getting my Apple Pay setup with my debit card. The first phone rep told me i had to try numerous methods of putting my name in to get the authentication to complete which in turn locked my Apple Pay account out. Then i called again waited 20 mins got moved around in departments to a phone rep who proceeded to tell me i had to setup a Skype/web call to... read more

Business response:

Thank you for taking time to share your experience - we take our member feedback seriously and would be happy to address your concerns, personally. Please provide contact information via secure email to: MemberResolution@citadelbanking.com 

Ted D.'s profile image
Ted D. 
rating
a year ago

I have been a member for over 40 years; starting with Atlantic Employees Credit Union. Most of the credit card accounts I have will post payments on the date they are received; not Citadel, they claim that their bill payer system delivers the payments after business hours so it takes an extra day. Normally not an issue until the due date happens to be a Saturday, Sunday or holiday. Most of the other companies when that happens will move the due date automatically to the next business day; not Citadel. So if a payment... read more

Business response:

Hi Ted. Thank you for taking time to share your experience - we take our member feedback seriously and would be happy to address your concerns, personally. Please provide contact information via secure email to: MemberResolution@citadelbanking.com 

Frequently asked questions about Citadel Credit Union

How is Citadel Credit Union rated?

Citadel Credit Union has a 2.6 star rating with 106 reviews. 

When is Citadel Credit Union open?

Citadel Credit Union is open now. It will close at 5:00 p.m.