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Citadel Credit Union

2.2

About this business

Location details

558 Kimberton Rd, Phoenixville, PA, 19460, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
Sat9:00 a.m. to 1:00 p.m.
SunClosed
2.2118 reviews
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J R.'s profile image
J R. 
rating
6 years ago

My 8 year relationship with Citadel FCU is going to end on a poor note due to Citadel's total inept loan department and mishandling of a fully secured loan request by a CD as follows. In August 2019 requested a 2 month loan whose amount is much less than my CD due to mature in October 2019. Carol in the loan department took my request over the phone and handled a similar request last year. First issue I had was Citadel said they had to run a credit report even though the loan amount was substantially less than the CD amount ... read more

Jennifer M.'s profile image
Jennifer M. 
rating
6 years ago

I really would not recommend this credit union to anyone who is human. They are almost impossible to deal with. They create so many loops holes for their members/exmembers to find out information they are entitled too. I asked for documents on an old car loan I had with them so I can come to some kind of agreement on paying them back the rep stated I had to drive to a branch and pay $2 per page in addition to paying $60 a hour so they could research on the other documents I am in need of!!! I couldn't believe what I was hear... read more

Roy A.'s profile image
Roy A. 
rating
6 years ago

They don't even deserve 1 star. Worst customer service I've ever experienced and very unprofessional branch staff. Staff is a good example of the company's moral value. I went to the branch to make payments multiple times and no one informed me about my credit card issues and they close the card without even bothering to informing me when I went there. They didn't even sent out one letter. After calling them and asking for more information they claim they have done everything and every incident is your fault! Communication,... read more

Dejvi K.'s profile image
Dejvi K. 
rating
7 years ago

Not good about if you stuck with them. Sucks never experience bank like this one. Not helpful attitude personally they rude. 

Darcie K.'s profile image
Darcie K. 
rating
7 years ago

Can't get help with a simple bank statement that was supposed to be available yesterday, online. Two other banks we deal with had no problem making them available on time, on a Sunday. We called Citadel to ask if we could drive to the branch to have it printed and they said no, they aren't generated yet and they don't know when they will be generated. Their advice was to explain to the mortgage lender that it wasn't available and they said they should understand and process the application without the bank statement. Tha... read more

Wayne K.'s profile image
Wayne K. 
rating
7 years ago

Bad personal loan agreements I personally do not agree or have ever had a withdraw money from a Joint account for a debt in your spouses name and totally a separate agreement .This is the first I ever had this happen. I even caught them re arranging transactions to cause courtesy pay fees, and wouldn't have gotten .Also after being credited back money that caused a over draft fee, i wasnt even given the fee back which caused more fees.So I had to call and have them fix this issue which they did do without a problem.But over ... read more

Paul H.'s profile image
Paul H. 
rating
8 years ago

I rue the day I took a loan from Citadel. I have to watch my accounts like a hawk to confirm I am not "nickled and dimed" (actually, more like dollared) every month. They open accounts I do not want and do not ask for, they refuse to close said accounts, charge me fees when they claim it will not cost me a dime, and charge me for transactions I do not perform. Who knew you could be charged a "withdrawal paper fee" without ever making a withdrawal! Best of all, for a $2 fee, your balance goes down $4. These are the people I... read more

Tom L.'s profile image
Tom L. 
rating
10 years ago

So far, I am not impressed. Recently opened up a couple accounts since they offer no foreign ATM fees with certain accounts that qualify. Was tired of the double dipping ATM fees from Citizens. Our debit cards were ordered over a month ago and nothing in the mail and not a single call from the bank to advise they are there for collection. I tried to call them to confirm they are at our local branch and after going through the automated system to try and reach a human, it rings and they hang up the phone. Let's see how this p... read more

Thomas J.'s profile image
Thomas J. 
rating
13 years ago

Do NOT use this bank. They charge $15 for every month of non-activity. Cancelled my account after they took me for $90! I had this review up before so let's see if it gets taken back down! 

Frequently asked questions about Citadel Credit Union

How is Citadel Credit Union rated?

Citadel Credit Union has a 2.2 star rating with 118 reviews. 

When is Citadel Credit Union open?

Citadel Credit Union is open now. It will close at 1:00 p.m.