Credit9

D S 

on BBB

6 years ago

It’s odd to me that one response from this company to a complaint states “we do not offer credit cards” yet I received a mailer exclaiming “your new personal card is here” with a mock credit card (it even has a card number, my name, and appears chip enabled) saying I am pre-approved for an available credit line of $46,000. What am I being offered, if not a credit card? 

Al G 

on BBB

6 years ago

Defiantly a deceiving letter! You MUST read ALL their small prints before you even apply or contact these people. A debt consolidation program more than a “Personal Loan”....For anyone to read; Their is NO such as $80,000 personal loan, it doesn’t exist!!! Don’t be stupid and educate yourself before this company runs a credit inquiry on you! If any company such as this one would give you such amount, the line of people would start at the border crossing! Hello! Bad bad practice and pure lies, do your homework before applying... read more

glenn 

on BBB

6 years ago

This is NOT a debt consolidation loan. They will try to smooth talking you into thinking it is, but, it is something they say is a "hybrid" you pay them for 13 months or some nonsense. They say they will call your creditors to lower your interest rate and then after some period of time ( i guess the 13 months) then they pay it off. I do not understand it, nor do I think you will either. The mailer is deceiving and I think they try to "hook" you with saying it is a loan when it is not. It's debt consolidation like most of the... read more

bruceki 

on BBB

7 years ago

Misleading mailer. And when you read the terms ("...our Conditional Line of Credit, as low as 0% APR for 12 months. It becomes available to clients after they have made 12 consecutive payments into their dedicated accounts and have met other internal requirements ") and you understand that their additional internal requirements basically involve you paying them a bunch of money for no good value to you, well, take a pass. 

Kelly S 

on BBB

7 years ago

Scam. A bait and switch. I called the number on my Credit9 zero percent for 15 months pre-approval letter. I spoke with a Justin Bode who told me he would call me back after talking to the underwriters. I got busy and did not return his call right away. All of a sudden I am getting emails from a Justin B*** from ********. I never initiated a conversation with ******** directly. I then get an email from an Asia at ******** saying she has taken over my account. Then Justin emails me with a debt settlement offer, even though As... read more

Alan R 

on BBB

7 years ago

The company made a "pre approval" look like a tax statement. One reason I would never pick them for a credit card. Cheap ass tricks don't win customers 

Ht 

on BBB

7 years ago

This really ********a debt consolidation program and does not give personal loans. There mailer is deceiving. Extremely disappointed! false advertisements...