Garden State Home Loans, a Division of OceanFirst Bank

Christopher Puglia 

on Zillow

3 years ago

I was looking to refinance my home since rates were so low right now. I reached out to a few lenders, and Jacob and his team at Garden State Home Loans came back with the best offer. On top of that, their communications were great, and the entire process was painless. Extremely happy with my experience. 

user3218970 

on Zillow

3 years ago

Jacob Snow and Garden State Home Loans offered the best rate for my refinance and were very easy to work with. They handled everything and we closed on time. 

Greg Smith 

on Zillow

3 years ago

Thank you Jake, Steve, and the Garden State team for a super-smooth refi. Both the appraiser and the title agency you guys recommended were also very professional and easy to work with. - Thank you, Greg 

c inbal 

on Zillow

3 years ago

We needed to quickly close on a property that we liked and Jon and his team made it happen. He was pretty much always available to answer our questions or to give advice. Extremely knowledgeable in his field and very nice to work with, we felt lucky to have connected with him! 

mryaport 

on Zillow

3 years ago

Jake Snow was a very friendly , knowledgeable, easy to understand, very honest and professional, who always answer my calls with courtesy and kindness. Jake was outstanding, He completed my loan exceeding my expectations. 

Lance 

on Zillow

3 years ago

Jacob Snow and the team at Garden State Home Loans made the entire refi process super simple and extremely fast. We closed in 20 calendar days from initially reaching out for a quote. Jacob was great to deal with, very knowledgeable and extremely prompt in getting back to us on any questions. Jacob and Garden State will be my first stop on any future mortgage needs. Thanks again! 

chao dex 

on Zillow

3 years ago

Jake and Ryan were prompt with answers/responses. The process was smooth overall. There was one slight issues, but we resolved it fairly quickly. Ultimately, we're happy with the outcome of the process and the rate we able to lock in for our refinance. 

goldenb90 

on Zillow

3 years ago

Jake did an excellent job helping me get my mortgage for my home. He was very knowledgeable, responsive, helpful and able to push my mortgage through in just 30 days at an incredibly low rate. I would highly recommend him to family & friends! 

Simon 

on Zillow

3 years ago

“Jake did an excellent job of helping me to refinance to a very low fixed rate 15 year mortgage. He was very knowledgeable and helped me select the mortgage refinance option that best met our needs. He explained my options to me and the process was smooth and efficient. The communication throughout the process was always timely and clear. I’m very happy with the service that Jake and his team provided me and I would highly recommend Jake and Garden State Loan if you’re in the market for a mortgage.”