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James Chongling at Rate (NMLS #1088471)

5.0

About this business

James Chongling is your Newark local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, James is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact James at (302) 444-8516 for more information! 

Location details

200 Continental Drive, Suite 401 Office 432, Newark, DE, 19713, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.070 reviews
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S. Sherwood's profile image
S. Sherwood 
5 years ago

James is amazing to work with he has a team together that handles all aspects of the experience and works per individual not a cockiecutter approach. James has the ability to think on his feet when challenges arise to appropriately work through each individual's circumstances. James is understanding and honest will tell you the realities and challenges , the good news is he is also a problem solver and in addition provides solutions to those challenges. I dont know if i could have worked with anyone else that could deliver l... read more

duckett20's profile image
duckett20 
5 years ago

James is a great all around guy .He really step up for me in a major way for me to get the house I wanted he help me get thru all the bumps in the road for me to get a new home . I would rate him at a ten with five stars . 

Business response:

Greg it was my pleasure working with you! You too helped make the process smooth by being on the ball and quick with getting my team what was needed. Chenoa funds grant program is awesome, and using them help get the deal done for you. The interest rates are determined by Chenoa grant and unfortunately they control what rate is given when using their funding. Congrats again! 

alexander wilson2014's profile image
alexander wilson2014 
5 years ago

10/10 I wouldn’t go with anyone else but James, he did the entire process as smooth as possible and got me to bring 0 dollars to the closing table. Please no one hesitate to use James he is the best of the best. 

Business response:

Alex thanks so much dude! You are a good dude with your head on the right path. Happy to see you and your family in your new home, and thank you for trusting in me 100%. Congrats again! 

Lee-Ann Kuhn's profile image
Lee-Ann Kuhn 
5 years ago

James is on top of EVERYTHING, he knows the ins and outs to get you the best mortgage for you no matter what. His communication is over the top to make the process as less stressful as possible. We went through two other companies before getting lucky with James and I would not recommend anyone else :) 

Business response:

Lee-Ann THANK YOU! You and Harry have been great to work with. You guys have been on the ball! When all odds were against you from other lenders I was happy that I was able to get it done. Your new home is amazing! Congrats again. 

Elexcia's profile image
Elexcia 
5 years ago

This man knows his stuff. Not only is he professional but he is so down to earth. I never felt like I was bothering him with all my questions at odd times of the day or night. He always responded. So cool. So nice. Buying a house can be and is stressful. He made it so easy for me. This man and his team are a blessing. My next house will have to be done with James, hands down. My hat goes off to him. Thanks again man. I'm happy with my house. It's a home now. 

Business response:

Thank you sooooo much Lexi! I'm extremely happy for you, well deserved and blessing come when you aren't expecting it. Walking away with a check at the table always is a added bonus so I will say we did well :) DSHA program is awesome, and using them help get the deal done for you. Their rates are determined by Delaware State Housing Auth. Congrats again! 

csinnott3's profile image
csinnott3 
5 years ago

James and his team are amazing! They are very customer centric and will bend over backwards to get you to closing. We tried to buy a home with two other lenders prior to working with James and we couldn’t get to close. James made the process easy and straightforward. The team is incredibly knowledgeable and will fight for you at every turn. I can’t wait to work with them again. 

Business response:

Christina thank you sooooo much! It was my pleasure and honor working with you and John. I'm happy that we were able to get it done and you both are finally homeowners! Thanks for being easy customers to work with as well :) 

Frequently asked questions about James Chongling at Rate (NMLS #1088471)

How is James Chongling at Rate (NMLS #1088471) rated?

James Chongling at Rate (NMLS #1088471) has a 5 star rating with 70 reviews. 

When is James Chongling at Rate (NMLS #1088471) open?

James Chongling at Rate (NMLS #1088471) is closed now. It will open on Monday at 9:00 a.m.