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James Chongling at Rate (NMLS #1088471)

5.0

About this business

James Chongling is your Newark local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, James is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact James at (302) 444-8516 for more information! 

Location details

200 Continental Drive, Suite 401 Office 432, Newark, DE, 19713, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.070 reviews
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bchisholm bc's profile image
bchisholm bc 
4 years ago

Our Closing was literally a MIRACLE!!! We are still in shock that we were able to purchase our dream home today!! After experiencing a really rough start with two other brokers, we were recommended to James by a friend and after a phone call with James, He and his team took on our file. They worked with us every day consistently from start to finish until the file was "Clear to close" in record time! James and his team are simply AMAZING. We had purchased three homes before; BUT our experience working with James was unmatche... read more

Bridgett Crum's profile image
Bridgett Crum 
4 years ago

James Chongling is an expert in his field. He provides professional, efficient, quality, but yet personalized service. James attended to my husband and me from beginning to end as if we were his only clients. He patiently answered and re-answered all of our questions and concerns, and lead us confidently through our lending process. We highly recommend James Chongling! 

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jsramosgs12 
4 years ago

James and his team were extremely helpful, always keeping us in the loop! Towards the end of our purchasing journey there were obstacles that James and his amazing team helped us get through just to make sure we closed on time! Him and his team literally worked their butt off to get it done! WE THANK YOU! 

dvb1falcon's profile image
dvb1falcon 
4 years ago

My experience with James only can be described as the most professional, detailed, and worry free experience I’ve had in a professional atmosphere. He’s on your side and by your side from the first phone call until the last signature is signed!! 

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parkercw 
4 years ago

James and his team of professionals gave us unparalleled "Rockstar" treatment throughout the entire process. From the very beginning, James made us feel like we were the only customers he was focused on. His team members were quick to respond and eager to assist. It was truly the best homebuying experience we've had! I cannot thank James and his team enough for helping get us into the home of our dreams, and earlier than expected too. Other companies could learn a thing or two from these consummate professionals. James, from... read more

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Karoline Castillo 
4 years ago

Where do we begin with James? If James is not your go to guy when purchasing a home, you’ve already started off wrong. He was an absolute angel. Before we even began our process, he was our very first phone call for advice and any questions we had. James walked us step by step throughout our entire home buying process. From choosing a realtor to important financial decisions, we made sure we consulted with him first. At any time and any day (even on Sundays), he was there coaching us throughout everything. Advice was given t... read more

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Ruby Germano 
4 years ago

James and his team saved us from almost missing out on our new home. We were working with another company who was unwilling to budge on a bad appraisal. James was willing to take us on and helped to get us a fair appraisal, a great rate and a quick closing. On top of everything, you could not ask for a nicer person to work with. He answered every question directly and responded pretty much immediately to every text, email and phone call. This guy is genuinely passionate about helping people and makes you feel like the most i... read more

Leonardo de Oliveira's profile image
Leonardo de Oliveira 
4 years ago

James and his team were amazing! I am a first time home buyer, had tons of questions and concerns, and honestly it felt great to be helped out by James and his team, and I truly appreciate the opportunity to work with him for closing on this property. Smooth process from beginning to the end, closing was on time, great interest rate and lower than I had anticipated, meaning my mortgage payments turned out to be better than I had hoped for, what else can you ask for !! Thank you so much James and team ! I would 100% recommend... read more

kimvanblarcom5's profile image
kimvanblarcom5 
4 years ago

We recently used James to buy the house of our dreams in July 2020 and he was phenomenal start to finish. From the second we say the home we knew we had to have it and called him immediately. His responsiveness is impeccable which is imperative during this hot market! He was able to provide us with a loan commitment in record time so that we would be able to bid before anyone else. He also went out of his way to answer all of our questions and explain any documents or things we were unsure of, which was numerous due to my hu... read more

Frequently asked questions about James Chongling at Rate (NMLS #1088471)

How is James Chongling at Rate (NMLS #1088471) rated?

James Chongling at Rate (NMLS #1088471) has a 5 star rating with 70 reviews. 

When is James Chongling at Rate (NMLS #1088471) open?

James Chongling at Rate (NMLS #1088471) is closed now. It will open on Monday at 9:00 a.m.