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James Chongling at Rate (NMLS #1088471)

5.0

About this business

James Chongling is your Newark local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, James is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact James at (302) 444-8516 for more information! 

Location details

200 Continental Drive, Suite 401 Office 432, Newark, DE, 19713, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.070 reviews
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Rob P's profile image
4 years ago

James helped us refinance to a 15yr VA loan. He goes the extra mile to make sure you understand the process and he’ll answer any questions you have day or night. Having a contact free option right now was priceless as we have a 3 year old daughter. I’ll be using James for all our future mortgage needs. 

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Jessica 
4 years ago

James helped us refinance to a 15 yr mortgage. He answered all our questions and explained everything thoroughly. He provided us with education on our mortgage that our other mortgage company never bothered to do. 

damatojr's profile image
damatojr 
4 years ago

James helped me refinance my mortgage to a 15 year term with ease. James is very knowledgeable and help. He would even answer my questions at any time I reached out to him! Highly recommended 

Eagleshamers3220's profile image
Eagleshamers3220 
4 years ago

Used James for our re-finance and couldnt be happier. Was able to shave years off our mortgage at almost same monthly payment. James was quick to respond and answered all questions everytime we reached out. Made the whole process from start to final signing quick and easy! Have already recommended to friends and family! Thanks for everything James!!!! 

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shalonda 
4 years ago

When I say he came in and did his JOB!!!! He did his job! He made sure me and my children had a home! He replaced my old lender and I’m extremely happy he did. Don’t get me wrong my last lender was okay! However, he came in and didn’t play any games!!!! I trust him ! And I do not trust people ! Lol I would recommend him to anyone with my life on the line ! Thank you so much 

joann z's profile image
joann z 
4 years ago

James was great, we closed on our refi in a little over 30 days. James and Candace made everything easy and hassle free. I would definitely recommend. 

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mgonzalez 
4 years ago

James is amazing to work with. He made the process smooth & easy. Was available anytime of day when I had questions & explained everything in way I could better understand. I strongly recommend him. 

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Glen Beck 
4 years ago

I met James by chance and although I already owned my home and had gone through this type of a process, his assistance in the refinance was unbelievably comfortable. His demeanor, his confidence, and knowledge in his profession along with his team of people was unparalleled. While you may not know me, you should do yourselves a favor and take a chance on him. Great guy. great team, great work, GREAT EXPERIENCE! 

akilah cottoy's profile image
akilah cottoy 
5 years ago

James originally looked at my case a whole year ago. There were a few things that needed to be worked on my part but that didn’t stop his determination. When I felt I was in a better place I reached out again and it was like we never stopped doing business. He was very honest in everything that was being done. James took my texts and calls round the clock to ensure and explain every single detail of my loan. Listen, hands down the best you’re gonna get. He loves what he does and it clearly shows through his customer service.... read more

Frequently asked questions about James Chongling at Rate (NMLS #1088471)

How is James Chongling at Rate (NMLS #1088471) rated?

James Chongling at Rate (NMLS #1088471) has a 5 star rating with 70 reviews. 

When is James Chongling at Rate (NMLS #1088471) open?

James Chongling at Rate (NMLS #1088471) is closed now. It will open on Monday at 9:00 a.m.