James Chongling at Rate (NMLS #1088471)'s cover image
Claimed

This profile has been claimed by the business owner or representative.

James Chongling at Rate (NMLS #1088471)

5.0

About this business

James Chongling is your Newark local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, James is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact James at (302) 444-8516 for more information! 

Location details

200 Continental Drive, Suite 401 Office 432, Newark, DE, 19713, United States

Get directions
WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.070 reviews
Select a rating
gmanajla56's profile image
gmanajla56 
3 years ago

I finally got a straight answer from someone. After a year of programs, credit building and income raising and housie hunting I was told the truth. I qualified for a mortgage that was less than half the amount I was originally quoted. My only regret is speaking to him a year ago because I wouldn't have wasted a year of my life looking at properties that I would not have been able to afford. 

Wise's profile image
3 years ago

This is the first time I’ve written a review for a company. However, I would like to take the time to say, THANK YOU and I worked with a great lending team at Guaranteed Rate. If you are looking for an honest lender get your loan needs handled by Guaranteed Rate!!! James and his team were EXCELLENT!!! 

Matt McConnell's profile image
Matt McConnell 
3 years ago

James was amazing from the moment we walked in to talk pre approval for the process of buying our house. We immediately felt like we were in the presence of family and he made us feel right at ease. He walked us throughly through the loan process and always had us on top of what we needed to do but also never made us feel stressed. Wonderful guy who always made us feel like he had our backs with his eye on the prize right along with us 

jacquelineconaway's profile image
jacquelineconaway 
3 years ago

James is straight to the point he keeps you in the know throughout the whole process!! Best believe he will get into your dream home!! My first house fell through on settlement day, James took No time getting my second pre-approval so I could start house hunting again less then a week later offer got accepted, James & his team work overtime to get me in my dream home Thanks again Guarantee rate, if you looking for a a great lender you want guarantee rate!! 

Kafibirch's profile image
Kafibirch 
3 years ago

We can't speak highly enough of our experience with James. We were first-time homebuyers with very little knowledge about how to find the right place. He is honest and hands-on, and he really helped to take the pressure off of us. If you want the deal done and done right? James is 1000 percent your guy. 

sscheib86's profile image
sscheib86 
3 years ago

James offers a great service! He states that he focuses on quality of service and it shows. My loan had a few unusual hurdles and James was great about communicating and expediting the pieces he could. Without him my loan would not have closed on time! 

sherra davis's profile image
sherra davis 
3 years ago

From start to finish if I had any questions he would go over it with me and break it down so it was easy for me to understand. He made the process very easy and my husband and I felt we were in very good hands. 

Yah Hughes's profile image
Yah Hughes 
3 years ago

Our family came to James frustrated because we had other lenders who didn’t quite get it right and James reassured us, help us through the entire process. During our process he was professional, worked diligently to get everything we needed and now we are proud homeowners! Thank You James and Team for guiding us through this process and doing everything to make our dream of homeownership come true! 

Michael Khan's profile image
Michael Khan 
4 years ago

Started my first mortgage process with a private dealer (& without a real estate agent) and was able to get a quickly approved loan by James. Not only was the interest rates just amazing but his attentiveness and his customer service was superb. Without an agent you could imagine how difficult i made things for him but we managed to pull through. He was communicative and helpful throughout the entire process. The biggest hurdle was that I was also in the process of switching careers and James pulled through after 1 week of m... read more

Frequently asked questions about James Chongling at Rate (NMLS #1088471)

How is James Chongling at Rate (NMLS #1088471) rated?

James Chongling at Rate (NMLS #1088471) has a 5 star rating with 70 reviews. 

When is James Chongling at Rate (NMLS #1088471) open?

James Chongling at Rate (NMLS #1088471) is closed now. It will open on Monday at 9:00 a.m.