NEXA Mortgage LLC | Gustan Cho Associates

Kyle from NJ 

on Zillow

5 years ago

I live in New Jersey and was purchasing a property here with a complicated scenario of using FHA to purchase a Condo. Other complicating circumstances were also involved. I reached out to Gustan with some questions that my local mortgage broker never really left me with a good feeling that he really knew the answers to.. Gustan knew all the answers off the top of his head and was confident in his information. He even referred me to a broker that he deals with that was licensed in NJ that could help me. His information proved... read more

user77054224 

on Zillow

5 years ago

Gustan was very helpful in thinking through various options in the search and finalization of the deal. He used his network to provide mortgage underwriting services at critical time in the process. Highly recommended. 

Mr. B 

on Zillow

5 years ago

Gus was amazing. I called and I didnt receive an answer. Within two minutes Gus called me back and we talked as if we were old friends. I was concerned with a charge off on my account and after review with Gus, he explained that would not be an issue. However, upon further review I had an open judgement but Gus was straight forward and honest and told me with 3 months of accurate payments to the creditor, I would have no problem getting approved. As I continue my journey down the path of homeownership going forward I will on... read more

COLORADOGAL72 

on Zillow

5 years ago

I was credit challenged & had not met a loan officer willing to work with me until Gustan. He took the time to go into depth over my scenario and informed me i should easily qualify.He referred me to someone licensed in VA to do a FHA loan as USA mortgage is not yet licensed in VA. 

smcfalls3 

on Zillow

5 years ago

I called Gustan Cho this afternoon because I was depleted in how I was being treated by other mortgage lenders and their overlays (their guidelines that overlay or over rule that of the specific VA guidelines). And...although he was not able to assist me with our loan because I was in New York State in which he does not cover...he sent me to a very professional as well as caring mortgage lender who has dealt with many VA home loans and veterans. Gustan Cho is a very honorable professional that anyone can be blessed with deal... read more

ToriAmes 

on Zillow

5 years ago

Gustan is amazing! He was not able to help us in our state so he referred us to someone who could help. He also stayed involved to make sure everything worked out. He received nothing for the help except the satisfaction of helping. 

George 

on Zillow

5 years ago

After going through some tough times financially in the past, I wondered when we would be able to buy a home. I tried with several lenders and was always told I need to wait another year. I found Gustan while doing an online search and figured I would give him a try. He called me back immediately and he told me what I needed to get an FHA loan. My score wasn't high enough at that time, but Gustan told me what to do to raise my score. I went back the next month and my score was where it needed to be. I received an APPROVE/ELI... read more

franlfarr 

on Zillow

5 years ago

Gus always responds to my questions via text message quickly. He responds in a thorough way because he is a professional. If he doesn't know the answer to the questions he lets me know that he doesn't know but then he goes and finds the answer. I live far from Gus but I will never choose another lender to handle my mortgages because I have found the very best one. UPDATE: Gus stuck with me for six years until I was finally able buy a house. My situation was very complex and had I been with any other lender, chances are I wou... read more

Daniel 

on Zillow

5 years ago

Gus and his team did what they said they would do. They were able to get myself and my family in their first home before the New Year. I previously was trying to get approved through another lender and wasn’t successful. I searched the net and came across Gustan Cho. Did some research on his business and found nothing but great reviews! The key thing with what they can do is no lender overlays. I decided to give them a chance. I am sure glad I did. I sent Gus an email at 11:00 at night and within 5 minutes, he responded. Was... read more