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Nicole Santizo at Rate (NMLS #582907)

5.0

About this business

Nicole Santizo is your Los Altos local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nicole is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nicole at (650) 584-0958 for more information! 

Location details

167 S. San Antonio Rd., Suite 16, Los Altos, CA, 94022, United States

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WeekdayScheduleStatus
Mon09:00 a.m. to 5:00 p.m.
Tue09:00 a.m. to 5:00 p.m.
Wed09:00 a.m. to 5:00 p.m.
Thu09:00 a.m. to 5:00 p.m.
Fri09:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0171 reviews
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MikeM's profile image
6 years ago

Nicole and her team (Debbie, Peter, and Chad) were great to work with. They were super responsive (at all hours) and kept us in the loop throughout the approval process. The constant back and forth was very much appreciated! She let us know where we stood, and what we should expect next. She clearly communicated what loan options (rate, buy down, length, payments, taxes, closing costs, etc) we could pursue It helped us to stay calm and focused through the home purchasing process, which can be a very stressful time. Our loan ... read more

Rohan's profile image
6 years ago

It was such an amazing experience working with Nicole and her team. Right from the very beginning, Nicole was always prompt and took time to understand our needs to provide us the right custom loan options. She was also involved throughout the buying process, working very closely with our Agent, to make strong offers. We were referred to Nicole for our first home purchase and she exceeded the high expectations that we had from her. Go with Nicole if you are looking for a savvy lender who can both provide the best loan option... read more

Mani P's profile image
Mani P 
6 years ago

It was a pleasure working with Nicole and team. They made the entire home buying experience a smooth and memorable one for us. Everyone in the team played their role to perfection and their professionalism is of the highest quality. Each member is highly experienced, collaborative, resourceful, and always alert. Whenever a challenging situation presented itself, they knew the corrective course of action and quickly implemented it. They all went above and beyond call of duty to take us to the finish line on-time. We highly re... read more

Julian's profile image
Julian 
7 years ago

Nicole and her team are amazing. My wife and I originally decided to get a loan through our bank but after a recommendation from our agent, we decided to work with Nicole. Best decision we could have made. Nicole and her team were nothing but professional and took the time to walk our family (first time home buyers) through every step and answer every question. We couldn’t have made our first home purchase without her. I can’t recommend Nicole enough!! 

jemridela's profile image
jemridela 
7 years ago

My husband & I had a great experience with Nicole and her team. She responds very quickly to any questions you may have and she makes the loan process smooth and clear. We would definitely, use Nicole in future investments - she's "awesome"! 

Chandra's profile image
Chandra 
7 years ago

Nicole came with a solid recommendation and she lived up to it. She closed our loan in 19 days and was very helpful. She was very co-operative and explained all the details so that we understand what we are getting into. 

Lauren Z's profile image
Lauren Z 
7 years ago

Nicole and her TEAM are amazing. We recently purchased our home and used Nicole and her team to facilitate the loan. She took the time to listen to what we wanted and to what parameters we had with regard to cash funds. She was super creative and was able to help us avoid PMI (total waste of money!) and get a loan that worked for us. Without giving you all the details of our loans- lets just say, she got crafty and it was awesome to have someone who obviously took the time to really listen to us, work with us, gove advice an... read more

edwardk99's profile image
edwardk99 
7 years ago

My wife & I first worked with Nicole when we bought a home over 13 years ago. And, Nicole has advised and helped us complete numerous transactions since - including refis, purchase of another home, HELOC, etc. Her communication skills are top notch - I have no doubt she could do extremely well in any industry in any job. She is proactive, consultative, and patient. Nicole is technically sharp and I trust her completely with all business aspects. I could go on and on ... simple put, you will be lucky to have Nicole work with ... read more

user6566112's profile image
user6566112 
7 years ago

We have worked with Nicole for several years and have closed two properties and a few refinances. Nicole and her team are pros. Fast, efficient, competitive rates, jumbo capabilities and good counselors. We call Nicole whenever we have a project and are happy to refer our friends to her. 

Frequently asked questions about Nicole Santizo at Rate (NMLS #582907)

How is Nicole Santizo at Rate (NMLS #582907) rated?

Nicole Santizo at Rate (NMLS #582907) has a 5 star rating with 171 reviews. 

When is Nicole Santizo at Rate (NMLS #582907) open?

Nicole Santizo at Rate (NMLS #582907) is closed now. It will open at 9:00 a.m.