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Nicole Santizo at Rate (NMLS #582907)

5.0

About this business

Nicole Santizo is your Los Altos local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nicole is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nicole at (650) 584-0958 for more information! 

Location details

167 S. San Antonio Rd., Suite 16, Los Altos, CA, 94022, United States

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WeekdayScheduleStatus
Mon09:00 a.m. to 5:00 p.m.
Tue09:00 a.m. to 5:00 p.m.
Wed09:00 a.m. to 5:00 p.m.
Thu09:00 a.m. to 5:00 p.m.
Fri09:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0188 reviews
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Ana's profile image
a year ago

Nicole and her team have through understanding of the various financial options. She was very responsive and provided exceptional guidance to manage our finances. 

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Ganesh 
a year ago

Very satisfied with the service I received from Nicole. Very professional and prompt and took care of all the steps promptly and turned my application around in record time. Highly recommend working with Nicole and her team! 

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rickferry1 
a year ago

Nicole made our loan process fast and efficient. Her team is excellent and very professional. They handled the details and walk you through with any questions concerning the loan. Nicole and her team made the process easy for me and my wife. 

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Nuthan 
2 years ago

I wanted to express my sincere gratitude for the exceptional service that Nicole and her team provided during our recent mortgage loan process. We were first-time home buyers with many questions and uncertainties, but Nicole was always approachable and available to provide guidance and answer our queries. Nicole's expertise and efficient handling of the loan process enabled us to close our loan in just 18 days, which was an incredible achievement. We were amazed by her ability to close two loans simultaneously and still prov... read more

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Adil Qureshi 
2 years ago

I don’t think my review will do justice in explaining how awesome Nicole is! We brought her in last minute before deciding to make an offer on a house and she helped us troubleshoot and plan for various scenarios. She is extremely knowledgeable, savvy and super nice. She’ll be honest with you about what you can and should do and help problem solve every step of the away. She is the perfect mortgage partner for any home buyer (especially first time buyers) and we can’t imagine working with anyone but her. 

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Siddhi 
2 years ago

Nicole is an absolute superstar in every way imaginable. A few years ago, she helped us close our first home quickly in a highly competitive San Jose market, giving our sellers confidence that the deal would close on time and efficiently. We thought she was amazing back then because our deal went through with zero hiccups and on a faster closing timeline than expected, but fast forward two years, and Nicole has completely refined what it means an amazing loan officer. She helped us work through a very complex deal involving ... read more

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CMonterey 
3 years ago

Instead of writing a normal review I am going to just cut and past what I sent Nicole after our house closed. Nicole, I wanted to personally thank you and all your staff (I apologize for likely missing some of your team) for the incredible feat of closing a new loan in 17 days – really 16 days if you end on funding day. I have never seen anything close to that in my personal life or for clients with an institutional lender, and especially not in this current market. It may not be unusual for you, but it is for me and my real... read more

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rama krishna sarraju 
3 years ago

To have any chance in bay area market, especially for first home payers, you will need highly experienced, aggressive lender who is backed by a passionate team. Nicole and team operate at God speed, that gives you that extra advantage to beat the market. Home buying can be extremely stressful experience especially for first time buyers and for people who are investing their entire life time savings. You need somebody you can trust at drivers seat. In home buying, mortgage lender is the captain of the ship. Their actions, spe... read more

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John Lombardi 
3 years ago

Nicole and her team helped my wife and I purchase our first home! From start to finish, Nicole helped us turn our dream of homeownership in to a reality. Nicole was very responsive and communicative any time we had a question, and every member on her team we interacted with was kind, patient, and knowledgeable and just as responsive. They help you understand what is needed, when it is needed, and how to complete each requirement and the use of the online portal makes your action items list easy to keep track of. If any of my... read more

Frequently asked questions about Nicole Santizo at Rate (NMLS #582907)

How is Nicole Santizo at Rate (NMLS #582907) rated?

Nicole Santizo at Rate (NMLS #582907) has a 5 star rating with 188 reviews. 

When is Nicole Santizo at Rate (NMLS #582907) open?

Nicole Santizo at Rate (NMLS #582907) is closed now. It will open tomorrow at 9:00 a.m.