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Nicole Santizo at Rate (NMLS #582907)

5.0

About this business

Nicole Santizo is your Los Altos local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nicole is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nicole at (650) 584-0958 for more information! 

Location details

167 S. San Antonio Rd., Suite 16, Los Altos, CA, 94022, United States

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WeekdayScheduleStatus
Mon09:00 a.m. to 5:00 p.m.
Tue09:00 a.m. to 5:00 p.m.
Wed09:00 a.m. to 5:00 p.m.
Thu09:00 a.m. to 5:00 p.m.
Fri09:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0201 reviews
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Siddhi 
2 years ago

Nicole is an absolute superstar in every way imaginable. A few years ago, she helped us close our first home quickly in a highly competitive San Jose market, giving our sellers confidence that the deal would close on time and efficiently. We thought she was amazing back then because our deal went through with zero hiccups and on a faster closing timeline than expected, but fast forward two years, and Nicole has completely refined what it means an amazing loan officer. She helped us work through a very complex deal involving ... read more

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CMonterey 
4 years ago

Instead of writing a normal review I am going to just cut and past what I sent Nicole after our house closed. Nicole, I wanted to personally thank you and all your staff (I apologize for likely missing some of your team) for the incredible feat of closing a new loan in 17 days – really 16 days if you end on funding day. I have never seen anything close to that in my personal life or for clients with an institutional lender, and especially not in this current market. It may not be unusual for you, but it is for me and my real... read more

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rama krishna sarraju 
4 years ago

To have any chance in bay area market, especially for first home payers, you will need highly experienced, aggressive lender who is backed by a passionate team. Nicole and team operate at God speed, that gives you that extra advantage to beat the market. Home buying can be extremely stressful experience especially for first time buyers and for people who are investing their entire life time savings. You need somebody you can trust at drivers seat. In home buying, mortgage lender is the captain of the ship. Their actions, spe... read more

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John Lombardi 
4 years ago

Nicole and her team helped my wife and I purchase our first home! From start to finish, Nicole helped us turn our dream of homeownership in to a reality. Nicole was very responsive and communicative any time we had a question, and every member on her team we interacted with was kind, patient, and knowledgeable and just as responsive. They help you understand what is needed, when it is needed, and how to complete each requirement and the use of the online portal makes your action items list easy to keep track of. If any of my... read more

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VenkatRaj 
4 years ago

Did a cash-out refinance with Nicole and she is one of the best lenders I have worked with. She is great in discussing the right financing strategy for home purchase / refinance, and super efficient. Nicole and her team are very responsive in answering all my questions, securing the best rates / providing options to select from, and quite efficient in execution / timely closure of the loan. Strongly recommend her for all your refinance / new purchase needs. 

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zuser201604090028045 
4 years ago

Right from the start, the closing process was a breeze. Nicole and her team were efficient and provided guidance through the process. I felt very comfortable, did not feel pressured and no last minute surprises. Overall extremely positive experience with Nicole and her team, and would highly recommend her to any one looking to Purchase / Refinance a home. 

SravanSarraju's profile image
SravanSarraju 
4 years ago

Nicole and team are very aggressive in their approach and ensure a smooth closing process. We being first time buyers, Nicole was very supportive and was available for any questions through out the process. Strongly recommend her for first time buyers. 

Ted Wang's profile image
Ted Wang 
4 years ago

Nicole and her team exceeded our expectation in getting our first mortgage smoothly. She also helped with getting our dream house in a challenging market by providing information and assurances to the seller's agent of our ability to close. Finally, the team was super efficient and responsive by closing in a really tight deadline. Highly recommended! 

Mohan Balan's profile image
Mohan Balan 
4 years ago

We had a great experience working with Nicole & team, it was very smooth and I was well informed throughout the process & they got loan approval well ahead of contract deadline. Nicole helped a lot in providing changes to loan & keep you on track when you get surprises in appraisals etc... They gave a good rate, I would highly recommend to any one getting into contract or fr refinances. 

Frequently asked questions about Nicole Santizo at Rate (NMLS #582907)

How is Nicole Santizo at Rate (NMLS #582907) rated?

Nicole Santizo at Rate (NMLS #582907) has a 5 star rating with 201 reviews. 

When is Nicole Santizo at Rate (NMLS #582907) open?

Nicole Santizo at Rate (NMLS #582907) is open now. It will close at 5:00 p.m.