Nicole Santizo at Rate (NMLS #582907)

zuser201604090028045 

on Zillow

4 years ago

Right from the start, the closing process was a breeze. Nicole and her team were efficient and provided guidance through the process. I felt very comfortable, did not feel pressured and no last minute surprises. Overall extremely positive experience with Nicole and her team, and would highly recommend her to any one looking to Purchase / Refinance a home. 

SravanSarraju 

on Zillow

4 years ago

Nicole and team are very aggressive in their approach and ensure a smooth closing process. We being first time buyers, Nicole was very supportive and was available for any questions through out the process. Strongly recommend her for first time buyers. 

Ted Wang 

on Zillow

4 years ago

Nicole and her team exceeded our expectation in getting our first mortgage smoothly. She also helped with getting our dream house in a challenging market by providing information and assurances to the seller's agent of our ability to close. Finally, the team was super efficient and responsive by closing in a really tight deadline. Highly recommended! 

Mohan Balan 

on Zillow

4 years ago

We had a great experience working with Nicole & team, it was very smooth and I was well informed throughout the process & they got loan approval well ahead of contract deadline. Nicole helped a lot in providing changes to loan & keep you on track when you get surprises in appraisals etc... They gave a good rate, I would highly recommend to any one getting into contract or fr refinances. 

Patrick Mun 

on Zillow

4 years ago

Guaranteed Rate did an amazing job with my mortgage. The lender team was able to meet a very tight deadline allowing me to close on my home. The customer experience was phenomenal and I would highly recommend Guaranteed Rate to anyone looking for a mortgage. 

consultmenon 

on Zillow

4 years ago

Nicole Santizo is amazing. She and her team at Guaranteed Rate performed fantastically to help me with refinancing. The process was streamlined and very easy to track and closing was a breeze. Nicole had great advice to offer on loan selection and was always there to respond to questions along with her team members. I worked with Nicole when I bought the property 5 years ago, at that that time she worked for another organization and she did an awesome job. Her guidance and knowledge enabled me to buy my house without much ad... read more

gopi 

on Zillow

4 years ago

Nicole and Rate were terrific to work with,. Great service. Smooth process, Highly recommended. Nicole was very patient in explaining the different options and guiding me to a great solution. 

Hooman Bamdad 

on Zillow

4 years ago

Nicole and her team did an amazing job on two loans for me. The first loan was a refinance and the second loan was a new home purchase. She is very thorough and is on top of her game. My situation is likely more complex than others and she was able to help me navigate through items that arose and we were able to close on time with both loans. I would highly recommend her and would do another loan with her in a heart beat. 

amykearnan 

on Zillow

4 years ago

I have known Nicole personally for over 20 years. She is not only a wonderful mother, wife, and dear family friend she is the hardest working woman I have come across in the real estate market in my 22 years of buying and selling homes in the bay area. I have used her services a few times but have never been more impressed with how difficult her job has become since the recent lending hoops and hurdles Mortgage companies and individual home owners now need to go through to not only qualify, but get awarded a mortgage. Her ye... read more