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Nicole Santizo at Rate (NMLS #582907)

5.0

About this business

Nicole Santizo is your Los Altos local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nicole is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nicole at (650) 584-0958 for more information! 

Location details

167 S. San Antonio Rd., Suite 16, Los Altos, CA, 94022, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 5:00 p.m.
Tue9:00 a.m. to 5:00 p.m.
Wed9:00 a.m. to 5:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0168 reviews
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vcairns77's profile image
vcairns77 
4 years ago

Such professionalism, easy to work with and someone I can trust! This is my second refi with Nicole and I would refer her a thousand times over. Simply the Best! 

David Callard's profile image
David Callard 
4 years ago

Far & away the best experience I've had with mortgage financing - Nicole is at the highest level all by herself! Best rate offered, quickest & most streamlined process, exceptionally responsive, thorough & accurate at all stages, friendly, respectful, hardworking (all hours of the day!) & ostensibly working on the client's behalf! Have actually advised others not to consider a loan unless Nicole's handling it for them. 

Cliff D.'s profile image
Cliff D. 
4 years ago

Nicole reviewed all five of our rental properties and our personal home. She arranged for refinancing all loans with lower interest saving over $2000.00 per month in payments. WOW! Who does that? You won't find a more talented and hardworking broker! And, she is a pleasure to deal with! 

Stephen Beck's profile image
Stephen Beck 
5 years ago

Nicole was incredibly efficient, responsive, and committed to a successful outcome. She really went to bat for us to get us the loan we needed, negotiating internally on our behalf and driving our refinance process through to successful completion. She always had her eye on the process to make sure it kept moving along and removed all obstacles. She was incredible to work with, and I recommend her in the strongest possible terms. 

Ramakrishnan S's profile image
Ramakrishnan S 
5 years ago

Nicole and her team have been of great help in our original mortgage as well as the refinancing. They got us wonderful rates in both cases. No question is silly or small to them, and they put in more than necessary time and effort to answer all questions I had throughout the lending process. It was a pleasure to work with them. Highly recommended! 

Patel (B) Reddy's profile image
Patel (B) Reddy 
5 years ago

I had got Nicole's reference through a friend of mine, during my second refinance process. The first refinance process was through my bank was frankly not that great - longer, higher rate, higher closing costs. I did get my bank going again and they were slower due to amount of volume of applications, and Nicole and her team jumped on it faster, gave me a better rate than my bank, along with lower closing cost options. I did change my loan option mid-point, and her team was pretty quick updating all the documentation. Nicole... read more

Nita Joseph's profile image
Nita Joseph 
5 years ago

Meeting Nicole was by chance through a friend and I am so glad we met. Nicole and her team was amazing and extremely professional. Nicole was patient to understand our requirements, budget constraints and she was able to whip up solutions to help us purchase our first home. Being a first time buyer, we were not confident of how to go about things, how to tackle several roadblocks - she steered us through it all assuring us every step of the way. What's outstanding about her and her team is their commitment to meeting every c... read more

Tanmayee Potluri's profile image
Tanmayee Potluri 
5 years ago

Nicole helped us closing our loan when we purchased our first new home. She was very helpful from the beginning of the process to the end until we closed out the loan. As first time home owners, we had a lot of questions about the process and she was super patient and responsive about all our queries. She provided multiple options to choose from and helped us understand the pros/cons of each of them and finally close out on the option that was best for us and also close out loan on time as we were on a very aggressive schedu... read more

Varuna Kamila's profile image
Varuna Kamila 
5 years ago

Nicole and team did an outstanding job in guiding my wife and I (first time home buyers) through the mortgage loan process and facilitating a hassle free experience. We had a seven day loan contingency period and they worked round the clock to ensure the approval was on time. Nicole responded to our calls/emails at all times of the day, right from assessing our needs and all the way till closing. At no point in time were our queries unanswered for more than a few hours. Also, we would receive timely updates at every step of ... read more

Frequently asked questions about Nicole Santizo at Rate (NMLS #582907)

How is Nicole Santizo at Rate (NMLS #582907) rated?

Nicole Santizo at Rate (NMLS #582907) has a 5 star rating with 168 reviews. 

When is Nicole Santizo at Rate (NMLS #582907) open?

Nicole Santizo at Rate (NMLS #582907) is closed now. It will open on Monday at 9:00 a.m.