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Nicole Santizo at Rate (NMLS #582907)

5.0

About this business

Nicole Santizo is your Los Altos local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nicole is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nicole at (650) 584-0958 for more information! 

Location details

167 S. San Antonio Rd., Suite 16, Los Altos, CA, 94022, United States

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WeekdayScheduleStatus
Mon09:00 a.m. to 5:00 p.m.
Tue09:00 a.m. to 5:00 p.m.
Wed09:00 a.m. to 5:00 p.m.
Thu09:00 a.m. to 5:00 p.m.
Fri09:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
5.0172 reviews
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karthick's profile image
karthick 
5 years ago

Nicole and her team are flat out amazing! Nicole works with you to understand your situation and she is able to get you the best possible rate. I always shop around but Nicole's rates are the best. The customer service is exemplary - just can't be beat. Extremely efficient once the rate is locked in. Secure location to upload the various docs and they keep in touch in case they need additional information and keep you posted on the escrow process. I have recommended Nicole to a few other folks and they are also extremely hap... read more

lizh's profile image
5 years ago

The process was clear and comfortable. No small feat considering we had 17 days to close escrow and this being our first experience as home buyers. The team was responsive and proactive with sharing information. Nicole and Debbie were fantastic in these respects! 

Jessica Jorgensen's profile image
Jessica Jorgensen 
5 years ago

Nicole and her team were amazing! What would normally be a stressful process with purchasing a new home could not have gone smoother. Nicole and her team were always available for any question we had and could not have been more hands on. Wonderful work! 

rdhgene's profile image
rdhgene 
5 years ago

After hearing of the great experience other family members had in working with Nicole, she was the only one I called to refinance my property. I highly recommend her and her team as respectful and hard working on my behalf. 

jilliancullins's profile image
jilliancullins 
5 years ago

Great experience! First time home buyer with equity share- Nicole and here team walked us through every step of the process explaining everything and making adjustments for us when we changed our mind on an impound account at the last minute. 

julewis6's profile image
julewis6 
5 years ago

Nicole and her team were so easy to work with, they made the process simple. There's a portal so I was able to upload all needed documents which saved me so much time. Replies to my questions were answered within the hour. I was kept up to date on the progress of the loan. The terms were better than expected. I highly recommend Nicole and her team. 

kennethairvine's profile image
kennethairvine 
5 years ago

She did an excellent job guiding this first time home owner owner through the mortgage process. It was particularly complex since part of the equity was being gifted by parents. 

Keshav chaudhary's profile image
Keshav chaudhary 
5 years ago

Great job again from the team! Nicole has a solid overall plan and her team delivered a knock out performance. I was going through a lot of other important things when I was starting the refinance process. Nicole and her team made it so easy for us to work with them. I did not have to fret about every little detail or spend too much time chasing down paperwork. Excellent job. I will be very happy to recommend Guaranteed Rate to my friends and family. 

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Sheeba 
6 years ago

We have worked with Nicole and her team since 2016, first for the purchase of our first home, followed by refinancing it for a better interest rate and then again in 2018 for the purchase of our second home. What is truly amazing about Nicole is her honesty and forthrightness in explaining all the options available to the customer. Nicole and her team were extremely prompt to answer all our questions. They made the whole process easy and ensured things moved fast so we could provide the quote on time. She was personally avai... read more

Frequently asked questions about Nicole Santizo at Rate (NMLS #582907)

How is Nicole Santizo at Rate (NMLS #582907) rated?

Nicole Santizo at Rate (NMLS #582907) has a 5 star rating with 172 reviews. 

When is Nicole Santizo at Rate (NMLS #582907) open?

Nicole Santizo at Rate (NMLS #582907) is open now. It will close at 5:00 p.m.