Nicole Santizo at Rate (NMLS #582907)

Nita Joseph 

on Zillow

5 years ago

Meeting Nicole was by chance through a friend and I am so glad we met. Nicole and her team was amazing and extremely professional. Nicole was patient to understand our requirements, budget constraints and she was able to whip up solutions to help us purchase our first home. Being a first time buyer, we were not confident of how to go about things, how to tackle several roadblocks - she steered us through it all assuring us every step of the way. What's outstanding about her and her team is their commitment to meeting every c... read more

Tanmayee Potluri 

on Zillow

5 years ago

Nicole helped us closing our loan when we purchased our first new home. She was very helpful from the beginning of the process to the end until we closed out the loan. As first time home owners, we had a lot of questions about the process and she was super patient and responsive about all our queries. She provided multiple options to choose from and helped us understand the pros/cons of each of them and finally close out on the option that was best for us and also close out loan on time as we were on a very aggressive schedu... read more

Varuna Kamila 

on Zillow

5 years ago

Nicole and team did an outstanding job in guiding my wife and I (first time home buyers) through the mortgage loan process and facilitating a hassle free experience. We had a seven day loan contingency period and they worked round the clock to ensure the approval was on time. Nicole responded to our calls/emails at all times of the day, right from assessing our needs and all the way till closing. At no point in time were our queries unanswered for more than a few hours. Also, we would receive timely updates at every step of ... read more

karthick 

on Zillow

5 years ago

Nicole and her team are flat out amazing! Nicole works with you to understand your situation and she is able to get you the best possible rate. I always shop around but Nicole's rates are the best. The customer service is exemplary - just can't be beat. Extremely efficient once the rate is locked in. Secure location to upload the various docs and they keep in touch in case they need additional information and keep you posted on the escrow process. I have recommended Nicole to a few other folks and they are also extremely hap... read more

lizh 

on Zillow

5 years ago

The process was clear and comfortable. No small feat considering we had 17 days to close escrow and this being our first experience as home buyers. The team was responsive and proactive with sharing information. Nicole and Debbie were fantastic in these respects! 

Jessica Jorgensen 

on Zillow

5 years ago

Nicole and her team were amazing! What would normally be a stressful process with purchasing a new home could not have gone smoother. Nicole and her team were always available for any question we had and could not have been more hands on. Wonderful work! 

rdhgene 

on Zillow

5 years ago

After hearing of the great experience other family members had in working with Nicole, she was the only one I called to refinance my property. I highly recommend her and her team as respectful and hard working on my behalf. 

jilliancullins 

on Zillow

5 years ago

Great experience! First time home buyer with equity share- Nicole and here team walked us through every step of the process explaining everything and making adjustments for us when we changed our mind on an impound account at the last minute. 

julewis6 

on Zillow

5 years ago

Nicole and her team were so easy to work with, they made the process simple. There's a portal so I was able to upload all needed documents which saved me so much time. Replies to my questions were answered within the hour. I was kept up to date on the progress of the loan. The terms were better than expected. I highly recommend Nicole and her team.