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RTO National

4.0

About this business

Location details

WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
4.01,432 reviews
Select a rating
Gone Green Produce's profile image
Gone Green Produce 
recommend  Recommended
9 years ago

Melissa is the best. Bought my building online from their Greenville store and they delivered it to Columbia no problem. I would recommend them for quality and service. 

Stanley Craig's profile image
Stanley Craig 
recommend  Recommended
9 years ago

Felicia with RTO NATIONAL is one of the most understanding pleasant and caring individuals that I have the pleasure to work with she shows a great deal of professionalism and really knows how to relate with her customers 

Zandra Butler's profile image
Zandra Butler 
recommend  Recommended
9 years ago
Sweetie Pie's profile image
Sweetie Pie 
a month ago

The worst customer service I have ever experienced! Extremely overpriced and I’m telling everyone I meet to shop elsewhere 

Business response:

We're disappointed to hear you feel that way. As the payment option provider, we do not price the products we offer Lease Purchase and Finance solutions for. We simply offer a way to make the product affordable by breaking the cost into monthly payments. Our Customer Support Team is dedicated to helping customers, and there are several ways to reach them. If you have any questions about your account, please don't hesitate to contact us by calling (877) 577-2034 between 9:00 AM and 6:00 PM ET, Monday - Friday. 

Lacritia Stewart Hill's profile image
Lacritia Stewart Hill 
a month ago

RTO National – Extremely Concerning Experience My experience with RTO National has been nothing short of alarming. I was never clearly informed when my payments were supposed to begin, and I did not receive the email communication I was told to expect on how and when to start payment. A representative later confirmed that their emails were not going through on their end. so how do i know when and how to start? What disturbed me most was a woman showing up at my home at night and leaving a letter. The letter didn’t clearly ... read more

Business response:

Lacritia, we are sorry to hear about the problems you described, and we would like to review your account to look into the matter further. Unfortunately, the name associated with your Facebook review does not appear in our system, so we can't pull up your information. Please reach out to our Customer Support Team between 9:00 AM and 6:00 PM ET, Monday-Friday, by calling (877) 577-2034. We look forward to hearing from you. 

Nick Carter's profile image
Nick Carter 
8 months ago

My review isn't meant to be negative, it's meant to be informative. The people at RTO are great and all of our conversations were warm. However, my loan/lease with RTO was meant to be a bridge loan. I specifically asked if I could pay off the loan early with no prepayment penalty. I was told that I could pay it off early with no prepayment penalty. Well I found out later thats not exactly true. It depends on how you define a "prepayment penalty". Here's the informative part: If you want to pay off whatever you're financing e... read more

Business response:

Good morning, Nick. Thank you for reaching out to us. We'd like to help clear up some of the misinformation in your review. We offer installment contracts (financing option) and lease purchase contracts (commonly referred to as rent-to-own). From your review, we have come to understand that you entered into a lease purchase agreement with RTO National, not a finance contract, meaning that there is no interest. The lease purchase contract outlines the cash price of the unit, the term of the contract, the final balance if the ... read more

Cristina Moldovan's profile image
Cristina Moldovan 
9 months ago

I’ve been trying to get my money back for almost a month. They were so quick to take it out of my account, but can’t give it back. But keep giving me a runaround and don’t wanna put my money back in my account. 

Business response:

Hi, Cristina. We understand your frustration, and we confirmed with our accounting department that a refund was sent via mail on April 17. Checks usually arrive in about two weeks, and we estimate that it should arrive in the next few days. If you do not receive your check in the next couple of days, please contact our team by calling (877) 577-2034, so we can issue a new check. 

Janette Partiss's profile image
Janette Partiss 
9 months ago

very disrespectful Customer service or as they like to be called Account Managers. Send you a text saying you need to make you payment and they had already cash the check 3 days before the text message when you call especially LaChandra she is rude and said she will take the $204.46 payment and post it to the account when I told her the amount of the check was $1,260.40 she hung up on me. I wound not be doing any recommending for this company and if there was negative start they would get the most you can give. My recommen... read more

Business response:

Hi, Janette. We apologize for the miscommunication and wanted to clear up any confusion. Many banks have bill pay set up for their customers' accounts, which clears the funds from your account as soon as they mail the check. Our system will show a payment is due on the account until a check is received. At the time of your call, we had not received the check in the mail, leaving your account showing a balance due. We'll be using this as an opportunity to help train our Customer Support Team, and we appreciate you bringing it... read more

Anonymous's profile image
Anonymous 
11 months ago

Do not use rto national. Save your money by using a different company. 

Frequently asked questions about RTO National

How is RTO National rated?

RTO National has a 4 star rating with 1,432 reviews. 

When is RTO National open?

RTO National is closed now. It will open at 9:00 a.m.