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We’re not a lender. Or a bank. We are a team of consumer finance, mortgage and real estate leaders helping the everyday American homeowner who has been left behind by the traditional home and finance system. We enable homeowners to access home equity without getting a loan. This gives them greater flexibility and control over their finances allowing them to pay off high interest debt, make home improvements or pay for a child’s education.
1230 W. Washington Street, Suite 310, Tempe, AZ, 85288, United States
Get directionsI applied with Unlick after a divorce that left me with debt and a lower credit score due to Ex refusing to continue pay any marital debt during divorce. My home was paid for so had zero mortgage. In the beginning , all sounded great and was approved pending appraisal , and representative ******* was positive and I signed the paperwork they sent. Many many weeks later , a home inspector came to house . i was informed by home inspector that a desk appraisal would be done. 2 weeks later, ******* called and said they would not ... read more
Unfortunately my application was with Unlock for 16 weeks. In those weeks they sent the appraiser to the wrong house in the wrong state. 6 weeks later I receive the wrong/ another client title that closed over 8 years ago. Wasted almost 4 months just to have my app. Denied because of the type of home I was Unlocking equity out of. Unlock known the type of property I was using in the 1st week. Bad business and a total waste.
I applied with the company to pull equity out of my home and the process started out good. Then took a turn. My appraisal came in at $297k but then the company started saying the down payment I received through the county I reside when I purchased the home had to be off which was 5k. Then they said the money from the forbearance I did with my mortgage company during the pandemic had to be paid back which is $26k. Then they said they found another amount that was $1,400 that had to be paid back on top of the cost of appraisal... read more
I started he process in March. Very sporadic response from the agent representing us (sometimes return responses would be over 48 hours-I would initiate the call). We were asked to complete and submit documents-this was usually completed and submitted within hours after requested. Last communication with the agent was on 4/20/22 I received your message, all is well with your file, its been routed up and now we wait. If you dont hear from me in ***** hours thats a good thing. If you hear from me this week is because something... read more
Unlock Techologies has a 4.2 star rating with 219 reviews.
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