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Unlock Techologies
- Financial Services
- Tempe, AZ
About this business
We’re not a lender. Or a bank. We are a team of consumer finance, mortgage and real estate leaders helping the everyday American homeowner who has been left behind by the traditional home and finance system. We enable homeowners to access home equity without getting a loan. This gives them greater flexibility and control over their finances allowing them to pay off high interest debt, make home improvements or pay for a child’s education.
Location details
1230 W. Washington Street, Suite 310, Tempe, AZ, 85288, United States
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Unlock will not consider you as a candidate to lend money if you are married and separated for 11 years due to a PFA and police removable of your legal spouse. This home was mine from day 1 of our relationship. When my spouse was removed 11 years ago I have had no contact and cannot find him. Unlock wanted me to reach out to him to sign a paper saying he knew I was putting MY HOUSE (WHICH IS NOT MARITAL PROPERTY IN ** UNDER THESE CIRCUMSTANCES) up for a lien. I have no idea where he is, but tried to find him anyway. This sho... read more
Unlock took almost five weeks to decide to decline my application. Their attorneys did not know how to read a ********** trust. The appraiser did not have the legal description. I provided all the critical information. They strung me along, then declined me for the exact reason I needed the loan: to pay back the forbearance on my home. Stay away. This is a company that wants a good credit score, no forbearance, and is easy. I had over 50% equity in my home, and only wanted to access $75,000 to pay off the $6000 forbearance, ... read more
BORROWER BEWARE - If you OWN solar panels and financed them, you are eligible to have that included in your appraisal/valuation and in the ***********, you can work with the appraiser and provide the necessary paperwork to show ownership. Unlock and it's representatives do not know the difference between solar panel ownership and leasing. So they ASSUME that they have been leased AND TELL THEIR APPRAISER THE SAME - so the appraiser comes to your home WITH THE SAME INCORRECT ASSUMPTION and then fails to appraise your home cor... read more
Own my home free and clear and wanted to take out some equity. After waisting a month and a half of my time they declined my application due to a foreclosure? I own my home free and clear. I explained from the beginning that I inherited my home and there was litigation that was filed but all had been dismissed and all documentation was provided. Again I was told that it was due to foreclosure, the house has been paid off for 20 years. Seems like they need to retrain their legal team as to what a foreclosure is. Would not rec... read more
I just got off the phone with the rep. I have checked out companies like this in the past. Unison is similar. The premise is the same. They sell you on no monthly payment but if you calculate out what the percentage interest they charge to buy them out is unconscionable. It's in the ***** ** **** ****** *** ***** *****.Here's what they told me. I can qualify for $70,000. For that money this is what I will give them in exchange. In the first to fourth year, in order to be free of the agreement, I will need to pay back the ori... read more
I applied for a loan through Unlock.com today. I received a message from a person named ************************* stating that they must talk to me via phone in order to proceed. I explained that I am deaf and need *** accommodations as speaking on the phone is very difficult for me, and I have been harmed in the past when I am not able to hear clearly and persons have attempted to scam me. ****** stated there are no accommodations and when I pointed out this was illegal, I received an "LOL whatever" message in return. He th... read more
I began with Unlock because theywere advertised as an Equity share program. Started application with an Agent.. Original app was for $200,000 (5-ber 41/2 bath) built in **** purchased for $915,000 with mortgage balance of $740,000 $668,000 1st and $63,000 Equity line.2nd. Home valuation on market (per realtors) $1,250,000 to $1,300,000. Original agent said their investors lowered the amount of equity share to $125,000 which was fine with me. The amount would satisfy the equity line and the solar panels. leaving a few dollars... read more
What a terrible experienced! Initial contact happened end of June. Application July 4. Investment agreement July 9. Today I am still waiting for funding. Their excuse we have a lot of business to close.. sorry we will get to your file. Finally. I got a notary to collect my signature on August 30. Here I am, day two after signing in person with a notary and oops, this document should be fully signed instead of initials and this other is missing, please sign immediately and they send me documents thru a digital notary tool. I ... read more
Led me on for a couple of months took me through entire process just to tell me they can't give me the money because I have a manufactured home.They should have said this during our 1st conversation.
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How is Unlock Techologies rated?
Unlock Techologies has a 4.2 star rating with 219 reviews.
When is Unlock Techologies open?
Unlock Techologies is open now. It is open 24/7.